Price Against the Branches Down the Street, Not a National Average
Branch-level competitive views, promotional CD specials flagged inline, and watchlist-scoped alerts — built so your ALCO decisions are grounded in your actual market footprint, across 1,300+ US banks.
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Treasury Challenges in Today's Rate Environment
Bank treasurers face unprecedented challenges in managing deposit portfolios amid volatile interest rates and intensifying competition.
Rate Volatility Management
Navigate rapidly changing interest rate environments with confidence
Branch-Level Competitive Positioning
Benchmark against the branches that actually share your customers — not a national HQ-level aggregate that washes out local signal
Cost Optimization
Minimize funding costs while maintaining competitive deposit rates
Regulatory Compliance
Ensure pricing strategies align with regulatory requirements
Comprehensive Deposit Intelligence for Treasury Teams
Gain the competitive edge with industry-leading deposit rate monitoring and portfolio analytics designed specifically for bank treasurers.
Real-Time Competitive Intelligence
Monitor over 20,000 deposit rates daily across 1,300+ US banks. Track CD rates, money market accounts, and savings rates with precision.
- Daily rate updates
- Historical rate data
- Institution search and filtering
- Rate comparison tools
Custom Watchlist Management
Create custom watchlists to track specific rates across competitor institutions and receive email notifications when rates change.
- Custom rate watchlists
- Email rate change alerts
- Competitor rate monitoring
- Notification management controls
Comprehensive Data Export
Export detailed rate data and institution information for analysis, reporting, and strategic planning.
- Excel/CSV data export
- Institution financial metrics
- Downloadable rate reports
- Historical data access
Branch-Level Peer Benchmarking
Enter any zip code and see every competing branch in your radius on a map or sortable table. Narrow the view by charter type and institution size to build a peer set that matches how your committee actually thinks about competitors — national, state-chartered, savings, or a hand-picked watchlist.
- Zip-code + configurable radius
- Branch-level, not HQ-level
- Filter by charter type and institution size
- Map and sortable table in sync
County-Level Market Share & Rate Leader
See deposit market share shaded county-by-county across any state on the FDIC Summary of Deposits, then flip the same view to a rate-leader map showing which bank is leading on CDs (or savings/MM) in each county today. Your watched peers' branches plot on top of both views, so deposit footprint and current pricing leadership read off one map.
- FDIC SOD deposit share by county
- Toggle to current rate leader by county
- Watched peers' branches as map markers
- Anchored to your state / ZIP / charter / size filters
Promotional Rate Tagging
Most deposit competition happens through specials, not posted rack rates. Competitor CDs priced as promotional specials are flagged inline on every rate view, so a 13-month teaser at 4.50% is never mistaken for a standing rack rate when you're setting your next pricing move.
- (Promo) tag on the exact rate row
- Works with local-market and watchlist filters
- Preserved in Excel exports
- Separates teasers from standing rack rates
Real-World Applications for Treasury Teams
See how leading bank treasurers use Deposit Monitor to optimize their strategies
Competitive Rate Analysis
Compare your institution's rates against competitor rates to inform pricing decisions
Example: Search CD rates across peer institutions to benchmark your 12-month CD offerings and identify competitive positioning opportunities
Rate Change Monitoring
Track competitor rate movements and receive email alerts when significant changes occur
Example: Set up watchlists for your top 10 competitors and receive email notifications when their CD rates change by 25+ basis points
Treasury Reporting & Data Analysis
Export comprehensive rate data for internal analysis and executive reporting
Example: Download weekly rate data to Excel for ALCO meetings showing current market rates and competitive landscape across all deposit products
Spotting Competitor Specials Before They Move Your Base
Identify promotional CD specials from in-market competitors the moment they publish — tagged inline with every rate so you can react before deposit flight begins
Example: See that First Federal across the street launched a 13-month 4.50% (Promo) special on new-money CDs, flagged directly on the rate row alongside its rack offerings — so you can price your response in the same sitting, not discover it in next week's committee recap
Trusted by Treasury Professionals Nationwide
Join hundreds of bank treasurers who rely on our platform for critical deposit intelligence
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Start your free trial today and discover how real-time rate intelligence can optimize your deposit portfolio performance.
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