← All weekly CD reports

Weekly CD Rate Report

Week ending March 8, 2026

Comparison week ending March 1, 2026

Key stats

All US banks · week-over-week
3-month CD
2.00%
median APY
±0.00% WoW
Matching Treasury
3.69%+2 bps
6-month CD
3.00%
median APY
±0.00% WoW
Matching Treasury
3.66%+6 bps
9-month CD
3.25%
median APY
±0.00% WoW
Matching Treasury
3.60%+6 bps
12-month CD
3.00%
median APY
±0.00% WoW
Matching Treasury
3.55%+7 bps
At a glance

Executive Summary

  • CD rates held broadly flat, with the 3-month flat, the 6-month flat, the 9-month flat, and the 12-month flat against a mixed Treasury backdrop.
  • The 3-month median APY held flat at 2.00% this week. The $5B – $10B tier rose 23 bps and the ≥ $100B tier fell 5 bps. The matching 3-month Treasury yield rose 2 bps to 3.69% over the same week.
  • The 6-month median APY held flat at 3.00% this week. The $5B – $10B tier rose 11 bps; no tier posted a decline. The matching 6-month Treasury yield rose 6 bps to 3.66% over the same week. Unusual: one moved materially while the other was essentially flat.
  • The 9-month median APY held flat at 3.25% this week. The $10B – $50B tier rose 25 bps and the $50B – $100B tier fell 36 bps. The matching 9-month Treasury yield rose 6 bps to 3.60% over the same week. Unusual: one moved materially while the other was essentially flat.
  • The 12-month median APY held flat at 3.00% this week. The ≥ $100B tier rose 13 bps; no tier posted a decline. The matching 12-month Treasury yield rose 7 bps to 3.55% over the same week. Unusual: one moved materially while the other was essentially flat.

CD Summary Statistics by Deposit Tier

Each tier shows the average and median of contributing banks' best APYs, the bank holding the lowest and highest APY in the tier, and the bank whose APY moved most week-over-week.

3-Month CDs

TierTotal DepositsAvgMedianMinMaxTop Mover
All banks
$9.50T
1.88%
−0.00%
2.00%
±0.00%
0.01%
Webster Bank, National Association · $500 min
4.11%
Omb Bank · $1K min
N/A
≥ $100B
$6.50T
2.19%
−0.08%
2.90%
−0.05%
0.05%
BMO Bank National Association · $1K min
4.00%
JPMorgan Chase Bank, National Association · $100K min
N/A
$50B – $100B
$893.8B
1.37%
±0.00%
1.13%
±0.00%
0.01%
Webster Bank, National Association · $500 min
3.55%
Valley National Bank · $500 min
N/A
$10B – $50B
$957.3B
2.60%
+0.04%
3.22%
+0.03%
0.02%
Associated Bank, National Association · $1K min
3.96%
State Bank of India · No min
N/A
$5B – $10B
$330.0B
2.22%
+0.08%
2.90%
+0.23%
0.05%
The Camden National Bank · $500 min
3.80%
Bankers Trust Company · $1K min
N/A
< $5B
$820.4B
1.82%
−0.01%
1.65%
±0.00%
0.03%
First Federal Savings and Loan Association of Lakewood · $500 min
4.11%
Omb Bank · $1K min
N/A

Median 3-month APY held flat at 2.00%. The $5B – $10B tier rose 23 bps and the ≥ $100B tier fell 5 bps. The matching 3-month Treasury yield rose 2 bps to 3.69% over the same week.

6-Month CDs

TierTotal DepositsAvgMedianMinMaxTop Mover
All banks
$9.50T
2.48%
+0.01%
3.00%
±0.00%
0.01%
First Citizens Bank · $500 min
4.27%
Climate First Bank · $500 min
N/A
≥ $100B
$6.50T
2.48%
±0.00%
3.50%
±0.00%
0.01%
First-Citizens Bank & Trust Company · $500 min
4.05%
Goldman Sachs Bank USA · $500 min
N/A
$50B – $100B
$893.8B
2.63%
+0.05%
3.10%
+0.10%
0.10%
First Horizon Bank · No min
3.70%
Flagstar Bank, National Association · $3K min
N/A
$10B – $50B
$957.3B
2.82%
+0.13%
3.11%
+0.06%
0.20%
Axos Bank · $1K min
4.06%
State Bank of India · No min
N/A
$5B – $10B
$330.0B
2.60%
+0.11%
3.29%
+0.11%
0.05%
Old Second National Bank · $1K min
4.00%
Republic Bank & Trust Company · $1K min
N/A
< $5B
$820.4B
2.45%
+0.00%
3.00%
±0.00%
0.01%
First Citizens Bank · $500 min
4.27%
Climate First Bank · $500 min
N/A

Median 6-month APY held flat at 3.00%. The $5B – $10B tier rose 11 bps; no tier posted a decline. The matching 6-month Treasury yield rose 6 bps to 3.66% over the same week.

9-Month CDs

TierTotal DepositsAvgMedianMinMaxTop Mover
All banks
$9.50T
2.65%
+0.02%
3.25%
±0.00%
0.02%
Associated Bank, National Association · $1K min
5.30%
Citizens Community Federal National Association · $5K min
N/A
≥ $100B
$6.50T
2.51%
±0.00%
3.42%
±0.00%
0.05%
BMO Bank National Association · $1K min
4.10%
Morgan Stanley Private Bank, National Association · $5K min
N/A
$50B – $100B
$893.8B
2.30%
−0.11%
2.27%
−0.36%
0.10%
First Horizon Bank · No min
4.00%
CIBC Bank USA · $1K min
N/A
$10B – $50B
$957.3B
2.89%
+0.27%
3.35%
+0.25%
0.02%
Associated Bank, National Association · $1K min
4.15%
Comenity Capital Bank · $2K min
N/A
$5B – $10B
$330.0B
2.82%
+0.00%
3.25%
±0.00%
0.05%
Old Second National Bank · $1K min
4.00%
Capitol Federal Savings Bank · $1K min
N/A
< $5B
$820.4B
2.64%
+0.00%
3.25%
−0.02%
0.04%
First Federal Savings and Loan Association of Lakewood · $500 min
5.30%
Citizens Community Federal National Association · $5K min
N/A

Median 9-month APY held flat at 3.25%. The $10B – $50B tier rose 25 bps and the $50B – $100B tier fell 36 bps. The matching 9-month Treasury yield rose 6 bps to 3.60% over the same week.

12-Month CDs

TierTotal DepositsAvgMedianMinMaxTop Mover
All banks
$9.50T
2.48%
+0.02%
3.00%
±0.00%
0.01%
First Citizens Bank · $500 min
4.59%
The Pitney Bowes Bank, Inc. · No min
N/A
≥ $100B
$6.50T
2.53%
+0.16%
3.25%
+0.13%
0.05%
Truist Bank · $1K min
4.10%
Morgan Stanley Private Bank, National Association · $5K min
N/A
$50B – $100B
$893.8B
2.34%
±0.00%
2.54%
±0.00%
0.10%
First Horizon Bank · No min
3.80%
Synchrony Bank · No min
N/A
$10B – $50B
$957.3B
2.56%
+0.05%
3.00%
+0.02%
0.03%
OceanFirst Bank, National Association · $1 min
4.06%
State Bank of India · No min
N/A
$5B – $10B
$330.0B
2.48%
+0.09%
2.92%
+0.07%
0.10%
Old Second National Bank · $1K min
3.95%
EagleBank · $1K min
N/A
< $5B
$820.4B
2.48%
+0.01%
3.00%
±0.00%
0.01%
First Citizens Bank · $500 min
4.59%
The Pitney Bowes Bank, Inc. · No min
N/A

Median 12-month APY held flat at 3.00%. The ≥ $100B tier rose 13 bps; no tier posted a decline. The matching 12-month Treasury yield rose 7 bps to 3.55% over the same week.

CDs by State

Banks are attributed to every state where they have at least one open branch. Median APY is the median of each contributing bank's best APY for the tenor.

Biggest Movers

  • HI · 9-month: 3.55% (+1.75%)
  • HI · 6-month: 2.85% (+1.51%)
  • GU · 6-month: 2.60% (+1.26%)
  • MP · 6-month: 2.60% (+1.26%)
  • OK · 9-month: 3.80% (+1.00%)

CDs by State — 3-Month

StateBranchesMedian APYWoW ΔTop Mover
AK90.85%±0.00%N/A
AL1703.22%±0.00%N/A
AR810.11%−0.94%N/A
AZ4732.21%−0.04%N/A
CA25202.94%−0.03%N/A
CO5422.23%−0.06%N/A
CT5500.75%−0.13%N/A
DC841.36%±0.00%N/A
DE1013.40%+0.07%N/A
FL13912.80%±0.00%N/A
GA3862.00%−0.50%N/A
GU22.90%−0.05%N/A
HI1123.00%±0.00%N/A
IA3071.01%−0.12%N/A
ID1962.43%−0.28%N/A
IL11881.25%−0.01%N/A
IN4841.00%−0.33%N/A
KS3841.05%−0.45%N/A
KY3511.05%−0.47%N/A
LA2792.71%±0.00%N/A
MA5353.00%±0.00%N/A
MD5331.00%−0.18%N/A
ME2100.68%−0.81%N/A
MI3762.80%−0.10%N/A
MN3682.52%±0.00%N/A
MO5151.05%±0.00%N/A
MP12.90%−0.05%N/A
MS960.50%±0.00%N/A
MT233.31%±0.00%N/A
NC6470.93%−0.07%N/A
ND1013.40%±0.00%N/A
NE2911.20%−0.05%N/A
NH1313.00%±0.00%N/A
NJ7492.75%±0.00%N/A
NM1070.13%−0.02%N/A
NV1911.29%−0.35%N/A
NY17572.77%−0.02%N/A
OH6440.60%±0.00%N/A
OK1941.83%−0.69%N/A
OR3882.17%−0.13%N/A
PA13821.51%−0.07%N/A
PR32.80%±0.00%N/A
RI463.13%+0.13%N/A
SC2410.96%−0.04%N/A
SD573.19%+0.06%N/A
TN4411.88%−0.63%N/A
TX10712.10%−0.03%N/A
UT2680.70%−0.74%N/A
VA7561.36%±0.00%N/A
VT583.50%±0.00%N/A
WA5672.75%±0.00%N/A
WI7910.50%±0.00%N/A
WV1570.50%±0.00%N/A
WY522.17%±0.00%N/A

CDs by State — 6-Month

StateBranchesMedian APYWoW ΔTop Mover
AK142.50%±0.00%N/A
AL1853.00%±0.00%N/A
AR2783.23%+0.27%N/A
AZ4763.20%+0.08%N/A
CA25463.45%−0.05%N/A
CO5063.19%±0.00%N/A
CT6052.75%±0.00%N/A
DC912.89%±0.00%N/A
DE1083.17%±0.00%N/A
FL14223.45%±0.00%N/A
GA4142.29%±0.00%N/A
GU22.60%+1.26%N/A
HI1132.85%+1.51%N/A
IA3583.24%+0.01%N/A
ID1813.05%±0.00%N/A
IL12272.17%±0.00%N/A
IN5412.77%±0.00%N/A
KS4852.77%−0.02%N/A
KY3872.02%±0.00%N/A
LA3342.79%±0.00%N/A
MA10122.90%+0.07%N/A
MD5992.50%+0.16%N/A
ME3262.00%±0.00%N/A
MI5652.74%±0.00%N/A
MN4453.00%±0.00%N/A
MO6522.52%±0.00%N/A
MP12.60%+1.26%N/A
MS1380.95%±0.00%N/A
MT223.53%±0.00%N/A
NC7931.75%±0.00%N/A
ND1043.35%±0.00%N/A
NE4432.94%+0.04%N/A
NH2133.00%±0.00%N/A
NJ9753.00%±0.00%N/A
NM1252.34%±0.00%N/A
NV1963.00%±0.00%N/A
NY23223.30%±0.00%N/A
OH7221.88%−0.13%N/A
OK3162.88%+0.08%N/A
OR4093.05%−0.08%N/A
PA14863.00%+0.10%N/A
PR33.25%±0.00%N/A
RI1183.00%±0.00%N/A
SC3581.50%±0.00%N/A
SD673.33%+0.10%N/A
TN5183.50%±0.00%N/A
TX13393.06%±0.00%N/A
UT2893.50%±0.00%N/A
VA8652.52%+0.17%N/A
VT1253.17%±0.00%N/A
WA6623.23%−0.02%N/A
WI10231.90%±0.00%N/A
WV1801.75%±0.00%N/A
WY532.98%±0.00%N/A

CDs by State — 9-Month

StateBranchesMedian APYWoW ΔTop Mover
AL830.50%±0.00%N/A
AR723.29%+0.27%N/A
AZ4362.61%+0.44%N/A
CA23302.79%−0.13%N/A
CO4053.05%+0.44%N/A
CT3252.75%±0.00%N/A
DC682.85%±0.00%N/A
DE403.42%±0.00%N/A
FL12173.05%±0.00%N/A
GA3443.49%±0.00%N/A
HI303.55%+1.75%N/A
IA2283.25%±0.00%N/A
ID1582.79%±0.00%N/A
IL10223.23%±0.00%N/A
IN3613.25%±0.00%N/A
KS2423.15%+0.23%N/A
KY2163.05%±0.00%N/A
LA2792.79%±0.00%N/A
MA7033.08%+0.03%N/A
MD3593.09%±0.00%N/A
ME1592.85%±0.00%N/A
MI3232.50%±0.00%N/A
MN2743.25%±0.00%N/A
MO3543.33%+0.05%N/A
MS160.30%−0.20%N/A
MT223.15%±0.00%N/A
NC5892.67%±0.00%N/A
ND383.25%±0.00%N/A
NE2542.10%±0.00%N/A
NH1233.20%+0.08%N/A
NJ6283.13%±0.00%N/A
NM891.33%−0.71%N/A
NV1812.53%±0.00%N/A
NY14583.20%±0.00%N/A
OH5722.85%±0.00%N/A
OK613.80%+1.00%N/A
OR3212.79%±0.00%N/A
PA11613.04%+0.04%N/A
PR22.00%±0.00%N/A
RI672.88%+0.13%N/A
SC1841.32%±0.00%N/A
SD282.00%−0.48%N/A
TN3912.88%−0.38%N/A
TX8473.05%±0.00%N/A
UT2033.35%±0.00%N/A
VA4692.85%±0.00%N/A
VT403.20%±0.00%N/A
WA5593.02%±0.00%N/A
WI6713.25%±0.00%N/A
WV862.85%±0.00%N/A
WY340.50%±0.00%N/A

CDs by State — 12-Month

StateBranchesMedian APYWoW ΔTop Mover
AK142.70%±0.00%N/A
AL1913.13%±0.00%N/A
AR2102.55%±0.00%N/A
AZ4793.00%+0.42%N/A
CA25523.02%±0.00%N/A
CO5003.17%+0.02%N/A
CT5842.75%±0.00%N/A
DC912.00%±0.00%N/A
DE1143.00%±0.00%N/A
FL15483.00%±0.00%N/A
GA4152.02%+0.01%N/A
GU22.40%−0.25%N/A
HI1132.65%±0.00%N/A
IA3783.24%+0.15%N/A
ID1973.00%±0.00%N/A
IL13052.21%+0.02%N/A
IN6312.78%+0.26%N/A
KS4803.00%±0.00%N/A
KY3872.75%+0.25%N/A
LA3373.05%±0.00%N/A
MA8912.75%+0.22%N/A
MD6072.13%+0.13%N/A
ME3041.25%+0.25%N/A
MI6103.00%+0.03%N/A
MN4663.17%+0.02%N/A
MO5932.80%+0.13%N/A
MP12.40%−0.25%N/A
MS1381.50%±0.00%N/A
MT333.00%±0.00%N/A
NC8611.36%+0.18%N/A
ND1193.25%±0.00%N/A
NE4593.20%+0.10%N/A
NH1963.00%±0.00%N/A
NJ9453.00%±0.00%N/A
NM1312.17%+0.33%N/A
NV1962.75%+0.29%N/A
NY22282.90%+0.03%N/A
OH7382.50%±0.00%N/A
OK2972.86%+0.01%N/A
OR4193.00%±0.00%N/A
PA14742.53%+0.02%N/A
PR32.70%±0.00%N/A
RI722.83%+0.70%N/A
SC3701.70%+0.07%N/A
SD803.25%±0.00%N/A
TN5033.13%+0.13%N/A
TX15233.00%±0.00%N/A
UT2933.50%+0.10%N/A
VA9362.41%+0.21%N/A
VT1222.53%±0.00%N/A
WA7013.20%+0.05%N/A
WI10402.50%±0.00%N/A
WV1801.50%+0.13%N/A
WY502.60%±0.00%N/A

Beyond this week's snapshot

Daily competitive intelligence for deposit pricing

This report is a weekly view across all US banks. Deposit Monitor tracks the same data daily, down to the branch, with the alerts and benchmarks your pricing committee runs on.

Branch-level rates

Pull every CD, money market, and savings APY across 1,300+ US institutions — refreshed daily, filterable by state, county, or peer set.

Peer benchmarks

FDIC Call Report metrics side-by-side with rate data: cost of deposits, deposit growth, deposit mix, uninsured percentage.

Watchlist alerts

Build a watchlist of competitor institutions and get email alerts when their CD, money-market, or savings rates change — with promotional rates tagged inline.

Export anywhere

Download branch-level rate sheets as CSV/XLSX for your ALCO deck, board pack, or pricing model.

Start 30 Day Free TrialView DemoSee pricing →

30-day free trial with full access · Cancel anytime