Weekly CD Rate Report — Week Ending March 29, 2026

Key stats

All US banks · week-over-week

3-month CD

1.70%

median APY

−0.30% WoW

Matching Treasury

3.73%−1 bps

6-month CD

3.00%

median APY

±0.00% WoW

Matching Treasury

3.75%−4 bps

9-month CD

3.25%

median APY

±0.00% WoW

Matching Treasury

3.76%−4 bps

12-month CD

3.00%

median APY

±0.00% WoW

Matching Treasury

3.77%−3 bps

At a glance

Executive Summary

CD rates were mixed, with the 3-month lower, the 6-month flat, the 9-month flat, and the 12-month flat against a mixed Treasury backdrop.
The 3-month median APY fell 30 bps to 1.70% this week. The $5B – $10B tier rose 10 bps and the < $5B tier fell 6 bps. The matching 3-month Treasury yield fell 1 bps to 3.73% over the same week. Unusual: one moved materially while the other was essentially flat.
The 6-month median APY held flat at 3.00% this week. The $5B – $10B tier rose 11 bps and the ≥ $100B tier fell 112 bps. The matching 6-month Treasury yield fell 4 bps to 3.75% over the same week.
The 9-month median APY held flat at 3.25% this week. The ≥ $100B tier rose 23 bps; no tier posted a decline. The matching 9-month Treasury yield fell 4 bps to 3.76% over the same week.
The 12-month median APY held flat at 3.00% this week. The $5B – $10B tier rose 4 bps and the ≥ $100B tier fell 25 bps. The matching 12-month Treasury yield fell 3 bps to 3.77% over the same week.

CD Summary Statistics by Deposit Tier

Each tier shows the average and median of contributing banks' best APYs, the bank holding the lowest and highest APY in the tier, and the bank whose APY moved most week-over-week.

3-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$9.59T	1.83% −0.04%	1.70% −0.30%	0.01% Webster Bank, National Association · $500 min	4.15% DR Bank · $500 min	N/A
≥ $100B	$6.79T	1.97% −0.22%	2.90% ±0.00%	0.01% Fifth Third Bank, National Association · $50K min	4.00% JPMorgan Chase Bank, National Association · $100K min	N/A
$50B – $100B	$893.8B	1.37% ±0.00%	1.13% ±0.00%	0.01% Webster Bank, National Association · $500 min	3.55% Valley National Bank · $500 min	N/A
$10B – $50B	$924.4B	2.57% −0.03%	3.19% −0.03%	0.02% Associated Bank, National Association · $1K min	3.96% State Bank of India · No min	N/A
$5B – $10B	$272.9B	2.25% +0.03%	3.00% +0.10%	0.08% 1st Source Bank · $3K min	3.80% Bankers Trust Company · $1K min	N/A
< $5B	$706.3B	1.77% −0.04%	1.50% −0.06%	0.03% Citizens Trust Bank · $500 min	4.15% DR Bank · $500 min	N/A

Median 3-month APY fell 30 bps to 1.70%. The $5B – $10B tier rose 10 bps and the < $5B tier fell 6 bps. The matching 3-month Treasury yield fell 1 bps to 3.73% over the same week.

6-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$9.59T	2.45% −0.03%	3.00% ±0.00%	0.01% First Citizens Bank · $500 min	4.28% Beacon Community Bank · $250 min	N/A
≥ $100B	$6.79T	2.00% −0.48%	2.38% −1.12%	0.01% First-Citizens Bank & Trust Company · $500 min	4.05% Goldman Sachs Bank USA · $500 min	N/A
$50B – $100B	$893.8B	2.63% ±0.00%	3.10% ±0.00%	0.10% First Horizon Bank · No min	3.70% Flagstar Bank, National Association · $3K min	N/A
$10B – $50B	$924.4B	2.78% −0.04%	3.06% −0.05%	0.20% Axos Bank · $1K min	4.06% State Bank of India · No min	N/A
$5B – $10B	$272.9B	2.68% +0.08%	3.40% +0.11%	0.10% Five Star Bank · $500 min	4.00% Republic Bank & Trust Company · $1K min	N/A
< $5B	$706.3B	2.42% −0.02%	2.98% −0.02%	0.01% First Citizens Bank · $500 min	4.28% Beacon Community Bank · $250 min	N/A

Median 6-month APY held flat at 3.00%. The $5B – $10B tier rose 11 bps and the ≥ $100B tier fell 112 bps. The matching 6-month Treasury yield fell 4 bps to 3.75% over the same week.

9-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$9.59T	2.63% −0.02%	3.25% ±0.00%	0.02% Associated Bank, National Association · $1K min	5.30% Citizens Community Federal National Association · $5K min	N/A
≥ $100B	$6.79T	2.48% −0.03%	3.65% +0.23%	0.05% BMO Bank National Association · $1K min	4.10% Morgan Stanley Private Bank, National Association · $5K min	N/A
$50B – $100B	$893.8B	2.30% ±0.00%	2.27% ±0.00%	0.10% First Horizon Bank · No min	4.00% CIBC Bank USA · $1K min	N/A
$10B – $50B	$924.4B	2.89% ±0.00%	3.35% ±0.00%	0.02% Associated Bank, National Association · $1K min	4.15% Comenity Capital Bank · $2K min	N/A
$5B – $10B	$272.9B	2.82% −0.00%	3.25% ±0.00%	0.10% Five Star Bank · $500 min	4.00% Capitol Federal Savings Bank · $1K min	N/A
< $5B	$706.3B	2.61% −0.03%	3.25% ±0.00%	0.04% First Federal Savings and Loan Association of Lakewood · $500 min	5.30% Citizens Community Federal National Association · $5K min	N/A

Median 9-month APY held flat at 3.25%. The ≥ $100B tier rose 23 bps; no tier posted a decline. The matching 9-month Treasury yield fell 4 bps to 3.76% over the same week.

12-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$9.59T	2.46% −0.01%	3.00% ±0.00%	0.01% Fifth Third Bank, National Association · $50K min	4.59% The Pitney Bowes Bank, Inc. · No min	N/A
≥ $100B	$6.79T	2.28% −0.25%	3.00% −0.25%	0.01% Fifth Third Bank, National Association · $50K min	4.10% Morgan Stanley Private Bank, National Association · $5K min	N/A
$50B – $100B	$893.8B	2.34% ±0.00%	2.54% ±0.00%	0.10% First Horizon Bank · No min	3.80% Synchrony Bank · No min	N/A
$10B – $50B	$924.4B	2.52% −0.03%	2.99% −0.01%	0.03% OceanFirst Bank, National Association · $1 min	4.06% State Bank of India · No min	N/A
$5B – $10B	$272.9B	2.55% +0.07%	2.96% +0.04%	0.20% Five Star Bank · $500 min	3.95% EagleBank · $1K min	N/A
< $5B	$706.3B	2.46% −0.01%	3.00% ±0.00%	0.03% Bath State Bank · $50K min	4.59% The Pitney Bowes Bank, Inc. · No min	N/A

Median 12-month APY held flat at 3.00%. The $5B – $10B tier rose 4 bps and the ≥ $100B tier fell 25 bps. The matching 12-month Treasury yield fell 3 bps to 3.77% over the same week.

CDs by State

Banks are attributed to every state where they have at least one open branch. Median APY is the median of each contributing bank's best APY for the tenor.

Biggest Movers

MT · 6-month: 2.01% (−1.63%)
AK · 3-month: 1.68% (−1.62%)
GA · 3-month: 0.50% (−1.50%)
SD · 9-month: 0.50% (−1.50%)
ND · 9-month: 1.88% (−1.37%)

CDs by State — 3-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	45	1.68%	−1.62%	N/A
AL	247	2.84%	−0.38%	N/A
AR	64	0.11%	±0.00%	N/A
AZ	580	1.61%	−0.60%	N/A
CA	2473	2.46%	−0.48%	N/A
CO	558	2.29%	±0.00%	N/A
CT	587	0.70%	−0.18%	N/A
DC	93	1.18%	−0.18%	N/A
DE	113	3.33%	−0.07%	N/A
FL	1972	2.80%	±0.00%	N/A
GA	606	0.50%	−1.50%	N/A
GU	2	2.90%	±0.00%	N/A
HI	112	3.00%	±0.00%	N/A
IA	270	1.00%	±0.00%	N/A
ID	189	2.43%	±0.00%	N/A
IL	1008	1.16%	−0.05%	N/A
IN	554	0.60%	−0.20%	N/A
KS	318	1.27%	−0.23%	N/A
KY	322	0.50%	−0.55%	N/A
LA	281	2.39%	−0.61%	N/A
MA	514	2.53%	−0.22%	N/A
MD	596	1.00%	±0.00%	N/A
ME	137	1.48%	+0.48%	N/A
MI	623	2.27%	−0.53%	N/A
MN	370	2.52%	±0.00%	N/A
MO	383	1.05%	±0.00%	N/A
MP	1	2.90%	±0.00%	N/A
MS	105	0.30%	−0.20%	N/A
MT	27	3.23%	±0.00%	N/A
NC	896	0.80%	−0.13%	N/A
ND	63	3.00%	−0.17%	N/A
NE	287	1.30%	±0.00%	N/A
NH	109	3.00%	±0.00%	N/A
NJ	913	2.60%	−0.05%	N/A
NM	143	0.15%	±0.00%	N/A
NV	218	1.17%	−0.48%	N/A
NY	1620	2.52%	−0.02%	N/A
OH	737	0.50%	±0.00%	N/A
OK	158	1.28%	−0.13%	N/A
OR	348	2.17%	±0.00%	N/A
PA	1468	1.00%	−0.33%	N/A
PR	1	3.60%	+0.80%	N/A
RI	46	3.13%	±0.00%	N/A
SC	367	0.90%	−0.10%	N/A
SD	75	3.25%	+0.06%	N/A
TN	456	1.25%	−0.63%	N/A
TX	1604	2.10%	±0.00%	N/A
UT	299	0.63%	−0.07%	N/A
VA	926	1.02%	−0.34%	N/A
VT	58	3.50%	±0.00%	N/A
WA	545	2.75%	±0.00%	N/A
WI	716	0.50%	−0.15%	N/A
WV	158	0.50%	−0.25%	N/A
WY	59	2.17%	±0.00%	N/A

CDs by State — 6-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	50	2.00%	−0.50%	N/A
AL	262	2.28%	−0.72%	N/A
AR	261	2.88%	−0.35%	N/A
AZ	583	2.25%	−0.95%	N/A
CA	2499	3.20%	−0.22%	N/A
CO	522	3.17%	−0.03%	N/A
CT	609	2.53%	−0.22%	N/A
DC	100	2.84%	−0.05%	N/A
DE	120	3.00%	−0.22%	N/A
FL	2003	3.25%	−0.20%	N/A
GA	634	1.75%	−0.54%	N/A
GU	2	2.60%	±0.00%	N/A
HI	113	2.85%	±0.00%	N/A
IA	321	3.25%	±0.00%	N/A
ID	190	2.95%	−0.17%	N/A
IL	1014	2.22%	−0.10%	N/A
IN	607	1.91%	−0.59%	N/A
KS	449	2.40%	−0.38%	N/A
KY	358	2.00%	−0.02%	N/A
LA	336	2.65%	−0.20%	N/A
MA	926	2.75%	−0.15%	N/A
MD	662	2.18%	−0.32%	N/A
ME	223	2.53%	±0.00%	N/A
MI	812	2.46%	−0.15%	N/A
MN	447	2.85%	−0.15%	N/A
MO	520	2.65%	−0.14%	N/A
MP	1	2.60%	±0.00%	N/A
MS	147	0.72%	−0.22%	N/A
MT	27	2.01%	−1.63%	N/A
NC	1094	1.60%	−0.15%	N/A
ND	66	2.33%	−0.95%	N/A
NE	430	2.94%	−0.12%	N/A
NH	168	3.00%	±0.00%	N/A
NJ	1139	3.00%	−0.01%	N/A
NM	161	2.17%	−0.35%	N/A
NV	223	2.47%	−0.45%	N/A
NY	2128	3.00%	−0.16%	N/A
OH	814	1.50%	−0.38%	N/A
OK	274	2.80%	−0.08%	N/A
OR	369	2.53%	−0.32%	N/A
PA	1546	2.80%	−0.18%	N/A
PR	1	3.50%	+0.25%	N/A
RI	90	2.88%	−0.13%	N/A
SC	486	1.00%	−0.50%	N/A
SD	85	3.23%	−0.10%	N/A
TN	533	3.06%	−0.44%	N/A
TX	1819	3.05%	+0.01%	N/A
UT	319	3.35%	−0.05%	N/A
VA	1055	2.18%	−0.17%	N/A
VT	109	2.68%	−0.39%	N/A
WA	638	3.13%	−0.08%	N/A
WI	903	1.51%	−0.20%	N/A
WV	181	1.50%	−0.25%	N/A
WY	60	2.17%	−0.81%	N/A

CDs by State — 9-Month

State	Branches	Median APY	WoW Δ	Top Mover
AL	83	0.50%	±0.00%	N/A
AR	54	3.00%	−0.13%	N/A
AZ	379	2.17%	−0.44%	N/A
CA	1421	2.71%	−0.08%	N/A
CO	304	3.05%	−0.10%	N/A
CT	313	2.75%	±0.00%	N/A
DC	53	3.17%	+0.32%	N/A
DE	38	3.42%	±0.00%	N/A
FL	1158	3.05%	±0.00%	N/A
GA	344	3.50%	±0.00%	N/A
HI	30	3.55%	±0.00%	N/A
IA	172	2.94%	−0.31%	N/A
ID	107	2.71%	−0.08%	N/A
IL	693	3.25%	±0.00%	N/A
IN	344	3.24%	−0.00%	N/A
KS	219	3.05%	−0.10%	N/A
KY	133	3.05%	−0.10%	N/A
LA	304	1.90%	±0.00%	N/A
MA	653	3.05%	−0.03%	N/A
MD	349	3.22%	+0.13%	N/A
ME	112	2.92%	−0.08%	N/A
MI	323	2.50%	±0.00%	N/A
MN	168	3.25%	±0.00%	N/A
MO	225	3.40%	+0.07%	N/A
MS	16	0.30%	±0.00%	N/A
MT	5	2.25%	−1.00%	N/A
NC	525	1.70%	−1.15%	N/A
ND	23	1.88%	−1.37%	N/A
NE	214	1.71%	−0.00%	N/A
NH	89	3.20%	−0.05%	N/A
NJ	611	3.00%	±0.00%	N/A
NM	68	0.50%	−0.83%	N/A
NV	123	2.53%	±0.00%	N/A
NY	1232	3.20%	±0.00%	N/A
OH	412	2.67%	−0.18%	N/A
OK	61	3.80%	±0.00%	N/A
OR	207	2.71%	−0.08%	N/A
PA	1055	3.00%	±0.00%	N/A
RI	67	2.88%	±0.00%	N/A
SC	182	0.90%	−0.42%	N/A
SD	16	0.50%	−1.50%	N/A
TN	315	2.76%	−0.49%	N/A
TX	841	3.05%	±0.00%	N/A
UT	163	3.35%	±0.00%	N/A
VA	460	2.85%	±0.00%	N/A
VT	29	1.85%	−1.35%	N/A
WA	414	3.02%	−0.02%	N/A
WI	559	3.25%	±0.00%	N/A
WV	86	2.85%	±0.00%	N/A
WY	25	0.30%	−0.20%	N/A

CDs by State — 12-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	50	2.15%	−0.55%	N/A
AL	268	2.64%	−0.49%	N/A
AR	193	1.51%	−1.04%	N/A
AZ	586	1.80%	−1.20%	N/A
CA	2505	3.00%	±0.00%	N/A
CO	514	3.09%	−0.08%	N/A
CT	619	2.70%	±0.00%	N/A
DC	100	2.00%	±0.00%	N/A
DE	126	3.00%	±0.00%	N/A
FL	2129	3.00%	±0.00%	N/A
GA	635	2.00%	−0.02%	N/A
GU	2	2.40%	±0.00%	N/A
HI	113	2.65%	±0.00%	N/A
IA	333	3.24%	−0.01%	N/A
ID	190	2.97%	−0.03%	N/A
IL	1096	2.41%	±0.00%	N/A
IN	718	2.50%	−0.02%	N/A
KS	444	3.00%	±0.00%	N/A
KY	358	2.50%	−0.25%	N/A
LA	339	3.05%	+0.02%	N/A
MA	864	2.75%	±0.00%	N/A
MD	667	2.00%	−0.13%	N/A
ME	223	2.38%	+0.44%	N/A
MI	857	2.94%	−0.06%	N/A
MN	463	3.09%	−0.08%	N/A
MO	461	2.67%	−0.23%	N/A
MP	1	2.40%	±0.00%	N/A
MS	147	1.50%	±0.00%	N/A
MT	37	2.23%	−0.87%	N/A
NC	1095	1.19%	−0.18%	N/A
ND	68	3.00%	−0.04%	N/A
NE	457	3.00%	−0.20%	N/A
NH	171	3.05%	±0.00%	N/A
NJ	1109	2.98%	−0.02%	N/A
NM	167	1.51%	−0.33%	N/A
NV	223	2.09%	−0.37%	N/A
NY	2065	2.78%	−0.08%	N/A
OH	840	2.38%	−0.13%	N/A
OK	255	2.95%	+0.10%	N/A
OR	379	2.94%	−0.06%	N/A
PA	1567	2.52%	−0.07%	N/A
PR	1	3.40%	+0.70%	N/A
RI	72	2.83%	±0.00%	N/A
SC	486	1.51%	−0.19%	N/A
SD	98	3.25%	−0.00%	N/A
TN	518	3.00%	−0.14%	N/A
TX	2007	3.00%	±0.00%	N/A
UT	323	3.40%	±0.00%	N/A
VA	1055	2.38%	±0.00%	N/A
VT	122	2.50%	±0.00%	N/A
WA	677	3.13%	−0.08%	N/A
WI	915	2.15%	−0.18%	N/A
WV	184	1.25%	−0.25%	N/A
WY	57	1.84%	−0.76%	N/A

Methodology & disclaimer

This report was automatically generated from www.depositmonitor.com data. CD APYs reflect the latest observed rate per bank within a 30-day lookback window ending March 29, 2026. Treasury yields are sourced from the US Department of the Treasury daily par yield curve.

Disclaimer: The information presented is for informational and competitive- intelligence purposes only and does not constitute financial, investment, tax, or legal advice. Deposit rates change frequently and may differ from those shown depending on deposit size, term, region, eligibility, and other conditions set by each institution. While we make best efforts to ensure accuracy, Deposit Monitor makes no warranty, express or implied, regarding the completeness or timeliness of this data. Verify current rates directly with each institution before making any deposit decision.

Week ending March 29, 2026

Key stats

Executive Summary

CD Summary Statistics by Deposit Tier

3-Month CDs

6-Month CDs

9-Month CDs

12-Month CDs

CDs by State

Biggest Movers

CDs by State — 3-Month

CDs by State — 6-Month

CDs by State — 9-Month

CDs by State — 12-Month

Daily competitive intelligence for deposit pricing