Weekly CD Rate Report

Week ending April 26, 2026

Comparison week ending April 19, 2026

Key stats

All US banks · week-over-week
3-month CD
1.65%
median APY
±0.00% WoW
Matching Treasury
3.69%−1 bps
6-month CD
3.00%
median APY
±0.00% WoW
Matching Treasury
3.71%+2 bps
9-month CD
3.25%
median APY
±0.00% WoW
Matching Treasury
3.69%+2 bps
12-month CD
3.00%
median APY
±0.00% WoW
Matching Treasury
3.67%+3 bps
At a glance

Executive Summary

  • CD rates held broadly flat, with the 3-month flat, the 6-month flat, the 9-month flat, and the 12-month flat in line with Treasury yields.
  • The 3-month median APY held flat at 1.65% this week. The $50B – $100B tier rose 109 bps and the ≥ $100B tier fell 62 bps. The matching 3-month Treasury yield fell 1 bps to 3.69% over the same week. Largest single-bank move: Webster Bank, National Association raised 374 bps.
  • The 6-month median APY held flat at 3.00% this week. The $10B – $50B tier rose 8 bps and the ≥ $100B tier fell 50 bps. The matching 6-month Treasury yield rose 2 bps to 3.71% over the same week. Largest single-bank move: Webster Bank, National Association cut 374 bps.
  • The 9-month median APY held flat at 3.25% this week. The ≥ $100B tier rose 60 bps; no tier posted a decline. The matching 9-month Treasury yield rose 2 bps to 3.69% over the same week. Largest single-bank move: Rockland Trust Company raised 247 bps.
  • The 12-month median APY held flat at 3.00% this week. The ≥ $100B tier rose 50 bps and the $50B – $100B tier fell 24 bps. The matching 12-month Treasury yield rose 3 bps to 3.67% over the same week. Largest single-bank move: Columbia Bank raised 750 bps.

CD Summary Statistics by Deposit Tier

Each tier shows the average and median of contributing banks' best APYs, the bank holding the lowest and highest APY in the tier, and the bank whose APY moved most week-over-week.

3-Month CDs

TierTotal DepositsAvgMedianMinMaxTop Mover
All banks
$13.66T
1.82%
+0.00%
1.65%
±0.00%
0.01%
Regions Bank · $500 min
5.00%
3.75% (+3.74%)
≥ $100B
$10.58T
1.47%
−0.12%
0.88%
−0.63%
0.01%
Regions Bank · $500 min
3.75%
3.75% (−0.16%)
$50B – $100B
$893.8B
2.13%
+0.75%
2.21%
+1.08%
0.05%
3.80%
COMERICA BANK · $3K min
3.75% (+3.74%)
$10B – $50B
$1.01T
2.49%
−0.14%
3.22%
±0.00%
0.02%
4.00%
4.00% (+1.25%)
$5B – $10B
$354.4B
2.12%
−0.02%
2.70%
−0.05%
0.03%
3.90%
Merrick Bank · $25K min
0.03% (−3.37%)
< $5B
$826.0B
1.76%
−0.00%
1.50%
±0.00%
0.01%
5.00%
0.25% (−3.30%)

Median 3-month APY held flat at 1.65%. The $50B – $100B tier rose 109 bps and the ≥ $100B tier fell 62 bps. The matching 3-month Treasury yield fell 1 bps to 3.69% over the same week.

6-Month CDs

TierTotal DepositsAvgMedianMinMaxTop Mover
All banks
$13.66T
2.45%
−0.00%
3.00%
±0.00%
0.01%
5.00%
0.01% (−3.74%)
≥ $100B
$10.58T
2.00%
+0.03%
2.50%
−0.50%
0.01%
4.05%
3.70% (+3.20%)
$50B – $100B
$893.8B
2.15%
−0.31%
2.92%
−0.18%
0.01%
3.70%
0.01% (−3.74%)
$10B – $50B
$1.01T
2.81%
+0.09%
3.15%
+0.08%
0.05%
4.06%
2.75% (+2.72%)
$5B – $10B
$354.4B
2.62%
+0.02%
3.29%
−0.03%
0.02%
4.00%
0.03% (−3.42%)
< $5B
$826.0B
2.44%
−0.00%
2.99%
−0.01%
0.01%
5.00%
0.03% (−3.43%)

Median 6-month APY held flat at 3.00%. The $10B – $50B tier rose 8 bps and the ≥ $100B tier fell 50 bps. The matching 6-month Treasury yield rose 2 bps to 3.71% over the same week.

9-Month CDs

TierTotal DepositsAvgMedianMinMaxTop Mover
All banks
$13.66T
2.59%
+0.01%
3.25%
±0.00%
0.01%
5.30%
2.50% (+2.47%)
≥ $100B
$10.58T
2.00%
+0.12%
2.60%
+0.60%
0.01%
4.10%
3.87% (−0.10%)
$50B – $100B
$893.8B
2.51%
+0.09%
2.63%
±0.00%
0.10%
4.00%
4.00% (+0.55%)
$10B – $50B
$1.01T
2.75%
+0.06%
3.15%
±0.00%
0.02%
4.15%
2.50% (+2.47%)
$5B – $10B
$354.4B
2.79%
+0.02%
3.30%
+0.05%
0.02%
4.00%
Needham Bank · $1K min
3.75% (+0.50%)
< $5B
$826.0B
2.59%
+0.00%
3.25%
±0.00%
0.03%
5.30%
2.25% (−1.75%)

Median 9-month APY held flat at 3.25%. The ≥ $100B tier rose 60 bps; no tier posted a decline. The matching 9-month Treasury yield rose 2 bps to 3.69% over the same week.

12-Month CDs

TierTotal DepositsAvgMedianMinMaxTop Mover
All banks
$13.66T
2.48%
+0.01%
3.00%
±0.00%
0.01%
10.00%
Columbia Bank · $1K min
10.00% (+7.50%)
≥ $100B
$10.58T
2.20%
+0.06%
3.00%
+0.50%
0.01%
4.10%
3.60% (+0.20%)
$50B – $100B
$893.8B
2.68%
+0.51%
2.09%
−0.24%
0.01%
10.00%
Columbia Bank · $1K min
10.00% (+7.50%)
$10B – $50B
$1.01T
2.61%
+0.02%
2.99%
−0.01%
0.05%
4.06%
2.50% (+2.47%)
$5B – $10B
$354.4B
2.50%
−0.00%
2.96%
−0.03%
0.03%
4.10%
0.03% (−2.97%)
< $5B
$826.0B
2.48%
+0.00%
3.00%
±0.00%
0.01%
4.85%
0.03% (−3.17%)

Median 12-month APY held flat at 3.00%. The ≥ $100B tier rose 50 bps and the $50B – $100B tier fell 24 bps. The matching 12-month Treasury yield rose 3 bps to 3.67% over the same week.

CDs by State

Banks are attributed to every state where they have at least one open branch. Median APY is the median of each contributing bank's best APY for the tenor.

Biggest Movers

  • HI · 9-month: 1.72% (+1.63%)
  • LA · 9-month: 3.00% (+1.35%)
  • KY · 9-month: 3.05% (+1.27%)
  • HI · 6-month: 2.60% (+1.27%)
  • GA · 6-month: 2.84% (+1.09%)

CDs by State — 3-Month

StateBranchesMedian APYWoW ΔTop Mover
AK450.45%±0.00%N/A
AL4872.00%−0.50%N/A
AR2050.25%−0.40%
2.70% (−0.10%)
AZ7441.81%−0.03%
1.61% (−1.99%)
CA40972.46%+0.29%
2.00% (+1.98%)
CO7122.17%±0.00%
2.00% (+1.98%)
CT6691.25%+0.37%
3.75% (+3.74%)
DC1301.36%±0.00%
3.55% (+0.15%)
DE1322.70%−0.30%
3.55% (+0.15%)
FL27742.75%+0.38%
3.50% (+3.30%)
GA8930.50%−0.50%N/A
GU62.90%±0.00%N/A
HI1983.00%+0.17%
3.00% (+0.25%)
IA3581.00%−0.00%
1.61% (−1.99%)
ID2462.17%−0.13%
2.00% (+1.98%)
IL16661.05%−0.05%N/A
IN6890.60%−0.20%N/A
KS4211.05%±0.00%
2.70% (−0.10%)
KY4440.50%−0.28%
3.45% (−0.06%)
LA3831.75%±0.00%N/A
MA7642.25%+1.00%
3.75% (+3.74%)
MD7251.00%±0.00%
3.55% (+0.15%)
ME2921.00%±0.00%
3.55% (+0.15%)
MI11912.38%±0.00%
3.45% (−0.06%)
MN5862.52%±0.00%
3.15% (+0.10%)
MO6091.00%−0.01%N/A
MP21.51%±0.00%N/A
MS2920.17%−0.08%N/A
MT550.95%±0.00%N/A
NC10910.75%−0.05%N/A
ND1141.65%±0.00%N/A
NE2971.20%±0.00%
1.61% (−1.99%)
NH1601.50%±0.00%
3.55% (+0.15%)
NJ11312.30%+0.30%
3.50% (+3.30%)
NM1810.57%±0.00%N/A
NV3312.00%+0.50%
2.00% (+1.98%)
NY20683.00%+0.27%
3.75% (+3.74%)
OH13720.50%±0.00%
4.00% (+1.25%)
OK2281.63%±0.00%
2.70% (−0.10%)
OR4982.00%+0.17%
2.00% (+1.98%)
PA18210.88%−0.13%
3.55% (+0.15%)
PR32.80%±0.00%N/A
RI703.00%±0.00%
3.75% (+3.74%)
SC4560.92%−0.02%N/A
SD973.13%+0.01%
3.14% (+0.02%)
TN7601.13%−0.13%N/A
TX24702.00%−0.05%
0.03% (−3.37%)
UT3701.50%+0.40%
2.00% (+1.98%)
VA11441.00%−0.02%
3.55% (+0.15%)
VT583.50%+0.10%
3.50% (+3.30%)
WA7912.46%−0.04%
2.00% (+1.98%)
WI8900.50%±0.00%N/A
WV1880.50%±0.00%
3.55% (+0.15%)
WY641.86%±0.00%N/A

CDs by State — 6-Month

StateBranchesMedian APYWoW ΔTop Mover
AK601.03%−0.97%N/A
AL5123.12%+0.48%
3.70% (+3.20%)
AR3892.95%+0.08%
3.70% (+3.20%)
AZ7523.02%+0.68%
3.70% (+3.20%)
CA40963.29%+0.09%
3.70% (+3.20%)
CO7253.17%+0.04%
3.70% (+3.20%)
CT7802.75%±0.00%
0.01% (−3.74%)
DC1372.89%±0.00%
3.70% (+3.20%)
DE1393.20%+0.20%
3.70% (+3.20%)
FL28433.40%+0.17%
3.70% (+3.20%)
GA9832.84%+1.09%
3.70% (+3.20%)
GU51.33%±0.00%N/A
HI1862.60%+1.27%
3.10% (+0.25%)
IA4253.00%+0.24%
3.70% (+3.20%)
ID2673.05%+0.05%
3.70% (+3.20%)
IL17642.28%+0.01%
3.70% (+3.20%)
IN7802.50%±0.00%
3.70% (+3.20%)
KS5182.77%±0.00%
3.70% (+3.20%)
KY4802.02%+0.01%
3.70% (+3.20%)
LA4383.02%+0.17%
3.70% (+3.20%)
MA13272.83%+0.08%
0.01% (−3.74%)
MD7932.18%±0.00%
3.70% (+3.20%)
ME3683.00%+0.24%
3.70% (+3.20%)
MI14002.74%+0.01%
3.70% (+3.20%)
MN6633.08%+0.08%
3.70% (+3.20%)
MO7502.75%+0.12%
3.70% (+3.20%)
MP21.33%±0.00%N/A
MS3340.60%+0.10%
3.70% (+3.20%)
MT553.62%+0.39%
3.70% (+3.20%)
NC13261.75%+0.07%
3.70% (+3.20%)
ND1173.14%+0.38%
3.70% (+3.20%)
NE4452.94%+0.10%
3.70% (+3.20%)
NH2473.01%+0.01%
3.70% (+3.20%)
NJ13833.00%±0.00%
3.70% (+3.20%)
NM2052.77%+0.60%
3.70% (+3.20%)
NV3363.00%+0.16%
3.70% (+3.20%)
NY29043.30%+0.10%
0.01% (−3.74%)
OH16202.38%±0.00%
3.70% (+3.20%)
OK3412.88%+0.08%
3.70% (+3.20%)
OR5853.05%+0.05%
3.70% (+3.20%)
PA20442.79%+0.04%
3.70% (+3.20%)
PR32.77%−0.50%
2.00% (−1.00%)
RI1532.88%−0.13%
0.01% (−3.74%)
SC6091.50%±0.00%
3.70% (+3.20%)
SD1073.43%+0.20%
3.70% (+3.20%)
TN8613.50%+0.31%
3.70% (+3.20%)
TX26923.02%+0.01%
0.03% (−3.42%)
UT4223.27%−0.07%
3.70% (+3.20%)
VA12142.09%±0.00%
3.70% (+3.20%)
VT1353.20%+0.18%
3.70% (+3.20%)
WA10493.20%±0.00%
3.70% (+3.20%)
WI10841.90%+0.39%
3.70% (+3.20%)
WV2111.75%±0.00%
3.70% (+3.20%)
WY653.14%+0.16%
3.70% (+3.20%)

CDs by State — 9-Month

StateBranchesMedian APYWoW ΔTop Mover
AK191.02%−0.98%N/A
AL3390.50%+0.13%
4.00% (+0.55%)
AR1682.98%+0.18%
2.70% (−0.10%)
AZ4532.17%+0.17%N/A
CA24223.05%+0.26%
4.00% (+0.55%)
CO4922.61%−0.44%N/A
CT4202.38%−0.38%
3.50% (+0.35%)
DC682.85%±0.00%N/A
DE403.28%±0.00%N/A
FL17883.00%±0.00%
4.00% (+0.85%)
GA5462.76%+0.49%
3.70% (+0.20%)
GU30.09%±0.00%N/A
HI1031.72%+1.63%
0.02% (−0.01%)
IA2283.20%+0.29%N/A
ID1782.71%±0.00%N/A
IL13453.05%+0.13%
4.00% (+0.55%)
IN5973.24%+0.05%
3.55% (+0.10%)
KS2132.25%−0.05%
2.70% (−0.10%)
KY2883.05%+1.27%N/A
LA3833.00%+1.35%N/A
MA8393.20%+0.08%
2.50% (+2.47%)
MD3632.81%±0.00%N/A
ME1892.44%−0.42%N/A
MI10972.50%±0.00%
3.55% (+0.10%)
MN3313.17%±0.00%N/A
MO4323.05%+0.51%N/A
MP10.09%±0.00%N/A
MS2030.38%+0.13%N/A
MT223.25%±0.00%N/A
NC6971.70%+0.60%
3.80% (+0.10%)
ND383.25%±0.00%N/A
NE2092.10%±0.00%N/A
NH1443.23%−0.02%
2.50% (+2.47%)
NJ8273.00%±0.00%
4.00% (+0.55%)
NM1121.98%+0.33%N/A
NV1823.05%+0.26%N/A
NY17463.23%+0.08%
4.00% (+0.55%)
OH14853.05%−0.10%
4.00% (+0.85%)
OK1111.80%±0.00%
2.70% (−0.10%)
OR3822.71%±0.00%N/A
PA14142.80%−0.03%N/A
PR22.00%±0.00%N/A
RI782.75%−0.02%
3.30% (+0.50%)
SC2331.34%+0.41%N/A
SD382.97%+0.02%
2.97% (+0.02%)
TN6452.27%+0.89%N/A
TX12343.04%+0.25%
3.70% (+0.20%)
UT2363.27%−0.05%
4.05% (+0.05%)
VA5352.45%±0.00%N/A
VT500.53%−0.03%N/A
WA6893.02%±0.00%N/A
WI6863.20%±0.00%
3.61% (−0.28%)
WV1172.00%±0.00%N/A
WY301.33%±0.00%N/A

CDs by State — 12-Month

StateBranchesMedian APYWoW ΔTop Mover
AK602.70%+0.55%N/A
AL5041.90%−0.38%
3.40% (−0.25%)
AR3212.03%−0.52%
2.70% (−0.10%)
AZ7503.00%+0.50%
10.00% (+7.50%)
CA41023.00%±0.00%
10.00% (+7.50%)
CO7173.17%+0.15%
10.00% (+7.50%)
CT7592.75%+0.22%
2.78% (+0.25%)
DC1372.00%±0.00%
3.60% (+0.20%)
DE1383.00%±0.00%
3.90% (+0.15%)
FL29343.00%±0.00%
4.00% (+1.00%)
GA9272.00%±0.00%
3.50% (+0.50%)
GU62.40%±0.00%N/A
HI1992.65%+0.25%
2.90% (+0.25%)
IA4212.97%−0.03%
1.80% (+0.20%)
ID2673.00%±0.00%
10.00% (+7.50%)
IL17772.17%−0.03%
4.00% (+0.34%)
IN8702.89%±0.00%
3.00% (−1.86%)
KS5132.75%−0.05%
2.70% (−0.10%)
KY4802.75%−0.13%
1.92% (+0.05%)
LA4412.88%±0.00%
3.90% (+0.15%)
MA11963.00%+0.25%
2.50% (+2.47%)
MD7992.00%±0.00%
3.90% (+0.15%)
ME3462.89%+0.36%
2.78% (+0.25%)
MI14453.00%+0.03%
4.00% (+0.34%)
MN6773.23%±0.00%N/A
MO6902.52%−0.02%
4.00% (+0.34%)
MP21.25%±0.00%N/A
MS3341.38%−0.13%N/A
MT542.94%±0.00%N/A
NC12891.19%−0.18%
3.80% (−0.20%)
ND1323.02%±0.00%N/A
NE4453.00%±0.00%
1.80% (+0.20%)
NH2213.00%±0.00%
2.50% (+2.47%)
NJ12923.00%±0.00%
1.15% (+0.75%)
NM2052.17%+0.66%N/A
NV3363.00%+0.50%
10.00% (+7.50%)
NY27613.00%+0.08%
1.15% (+0.75%)
OH16562.75%±0.00%
4.00% (+1.00%)
OK3222.75%−0.05%
2.70% (−0.10%)
OR5903.00%±0.00%
10.00% (+7.50%)
PA19852.53%±0.00%
2.78% (+0.25%)
PR32.75%±0.00%N/A
RI1072.38%−0.38%
3.30% (+0.51%)
SC5751.54%−0.02%N/A
SD1073.25%±0.00%N/A
TN8553.00%−0.01%N/A
TX26402.98%−0.01%
0.03% (−2.97%)
UT4263.33%−0.02%
10.00% (+7.50%)
VA12142.38%±0.00%
3.60% (+0.20%)
VT1322.64%+0.14%
1.15% (+0.75%)
WA10623.25%+0.05%
10.00% (+7.50%)
WI10872.15%±0.00%
4.00% (+0.34%)
WV2111.50%±0.00%N/A
WY622.60%±0.00%N/A

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