Weekly CD Rate Report — Week Ending May 31, 2026

Key stats

All US banks · week-over-week

3-month CD

2.00%

median APY

+0.24% WoW

Matching Treasury

3.69%+1 bps

6-month CD

3.14%

median APY

+0.14% WoW

Matching Treasury

3.78%−1 bps

9-month CD

3.30%

median APY

+0.05% WoW

Matching Treasury

3.79%−4 bps

12-month CD

3.09%

median APY

+0.09% WoW

Matching Treasury

3.79%−7 bps

At a glance

Executive Summary

CD rates moved higher across tenors, with the 3-month higher, the 6-month higher, the 9-month higher, and the 12-month higher diverging from Treasury yields.
The 3-month median APY rose 24 bps to 2.00% this week. The < $5B tier rose 18 bps; no tier posted a decline. The matching 3-month Treasury yield rose 1 bps to 3.69% over the same week. Unusual: one moved materially while the other was essentially flat. Largest single-bank move: WebBank raised 382 bps.
The 6-month median APY rose 14 bps to 3.14% this week. The < $5B tier rose 14 bps and the ≥ $100B tier fell 38 bps. The matching 6-month Treasury yield fell 1 bps to 3.78% over the same week. Unusual: one moved materially while the other was essentially flat. Largest single-bank move: First Keystone Community Bank cut 385 bps.
The 9-month median APY rose 5 bps to 3.30% this week. The $10B – $50B tier rose 7 bps and the $5B – $10B tier fell 3 bps. The matching 9-month Treasury yield fell 4 bps to 3.79% over the same week. Largest single-bank move: Farmers State Bank cut 380 bps.
The 12-month median APY rose 9 bps to 3.09% this week. The < $5B tier rose 10 bps and the ≥ $100B tier fell 25 bps. The matching 12-month Treasury yield fell 7 bps to 3.79% over the same week. Unusual: CD and Treasury moves diverged in direction. Largest single-bank move: WebBank raised 392 bps.

CD Summary Statistics by Deposit Tier

Each tier shows the average and median of contributing banks' best APYs, the bank holding the lowest and highest APY in the tier, and the bank whose APY moved most week-over-week.

3-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$15.13T	1.89% +0.05%	2.00% +0.24%	0.01% Highland Bank · $500 min	5.02% R Bank · $1K min	WebBank 3.86% (+3.82%)
≥ $100B	$11.49T	1.47% +0.00%	0.63% ±0.00%	0.01% Regions Bank · $500 min	3.96% Charles Schwab Bank, SSB · No min	Charles Schwab Bank, SSB 3.96% (+0.05%)
$50B – $100B	$905.0B	1.72% ±0.00%	2.00% ±0.00%	0.02% Columbia Bank · $1K min	3.75% Webster Bank, National Association · $500 min	N/A
$10B – $50B	$1.16T	2.66% +0.13%	3.22% +0.07%	0.02% Associated Bank, National Association · $10K min	4.00% Third Federal Savings and Loan Association of Cleveland · $500 min	Frost Bank 3.55% (+3.49%)
$5B – $10B	$410.0B	2.26% −0.02%	2.77% ±0.00%	0.03% Central Pacific Bank · $100K min	4.00% Poppy Bank · $1K min	Middlesex Savings Bank 3.60% (+0.10%)
< $5B	$1.17T	1.83% +0.05%	1.69% +0.18%	0.01% Highland Bank · $500 min	5.02% R Bank · $1K min	WebBank 3.86% (+3.82%)

Median 3-month APY rose 24 bps to 2.00%. The < $5B tier rose 18 bps; no tier posted a decline. The matching 3-month Treasury yield rose 1 bps to 3.69% over the same week.

6-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$15.13T	2.57% +0.10%	3.14% +0.14%	0.01% USAA Federal Savings Bank · $250 min	5.07% R Bank · $1K min	First Keystone Community Bank 0.15% (−3.85%)
≥ $100B	$11.49T	1.62% −0.17%	0.75% −0.38%	0.01% First-Citizens Bank & Trust Company · $500 min	4.05% Morgan Stanley Private Bank, National Association · No min	U.S. Bank National Association 0.05% (−3.75%)
$50B – $100B	$905.0B	2.07% ±0.00%	2.50% ±0.00%	0.01% USAA Federal Savings Bank · $250 min	3.70% Flagstar Bank, National Association · $3K min	N/A
$10B – $50B	$1.16T	2.87% +0.09%	3.35% ±0.00%	0.05% First Commonwealth Bank · $0 min	4.16% State Bank of India · No min	Frost Bank 3.00% (+2.94%)
$5B – $10B	$410.0B	2.74% −0.02%	3.38% −0.01%	0.03% Central Pacific Bank · $100K min	4.15% United Fidelity Bank, fsb · $1K min	Old Second National Bank 3.25% (+3.20%)
< $5B	$1.17T	2.57% +0.11%	3.14% +0.14%	0.01% First Citizens Bank · $500 min	5.07% R Bank · $1K min	First Keystone Community Bank 0.15% (−3.85%)

Median 6-month APY rose 14 bps to 3.14%. The < $5B tier rose 14 bps and the ≥ $100B tier fell 38 bps. The matching 6-month Treasury yield fell 1 bps to 3.78% over the same week.

9-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$15.13T	2.71% +0.12%	3.30% +0.05%	0.01% Champlain National Bank · $500 min	5.30% CCFBank National Association · $5K min	John Deere Financial, f.s.b. 0.20% (−3.80%)
≥ $100B	$11.49T	1.93% ±0.00%	2.00% ±0.00%	0.01% Fifth Third Bank, National Association · $50K min	4.10% Morgan Stanley Private Bank, National Association · No min	N/A
$50B – $100B	$905.0B	2.08% ±0.00%	2.08% ±0.00%	0.01% Webster Bank, National Association · $500 min	4.00% Synchrony Bank · No min	N/A
$10B – $50B	$1.16T	2.92% +0.16%	3.40% +0.07%	0.02% Associated Bank, National Association · $10K min	4.16% State Bank of India · No min	Rockland Trust Company 2.50% (+2.47%)
$5B – $10B	$410.0B	2.93% +0.08%	3.33% −0.03%	0.03% Central Pacific Bank · $100K min	4.15% Forbright Bank · $1K min	TrustCo Bank 3.65% (+3.25%)
< $5B	$1.17T	2.72% +0.12%	3.30% +0.05%	0.01% Champlain National Bank · $500 min	5.30% CCFBank National Association · $5K min	John Deere Financial, f.s.b. 0.20% (−3.80%)

Median 9-month APY rose 5 bps to 3.30%. The $10B – $50B tier rose 7 bps and the $5B – $10B tier fell 3 bps. The matching 9-month Treasury yield fell 4 bps to 3.79% over the same week.

12-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$15.13T	2.60% +0.12%	3.09% +0.09%	0.01% Peoples Bank of Kentucky, Inc. · $50 min	5.00% First Century Bank · $500 min	WebBank 3.96% (+3.92%)
≥ $100B	$11.49T	1.75% −0.13%	1.26% −0.25%	0.01% First-Citizens Bank & Trust Company · $500 min	4.10% Morgan Stanley Private Bank, National Association · No min	U.S. Bank National Association 0.05% (−3.20%)
$50B – $100B	$905.0B	1.95% −0.20%	2.09% −0.24%	0.01% USAA Federal Savings Bank · $250 min	4.00% CIBC Bank USA · $1K min	Columbia Bank 0.10% (−2.40%)
$10B – $50B	$1.16T	2.73% +0.15%	3.05% +0.05%	0.04% Bank of America California, National Association · No min	4.86% Merchants Bank of Indiana · $1K min	Rockland Trust Company 2.50% (+2.47%)
$5B – $10B	$410.0B	2.72% +0.05%	3.15% +0.07%	0.08% Central Pacific Bank · $100K min	4.10% RBC Bank, (Georgia) National Association · No min	TrustCo Bank 3.65% (+2.50%)
< $5B	$1.17T	2.62% +0.13%	3.10% +0.10%	0.01% Peoples Bank of Kentucky, Inc. · $50 min	5.00% First Century Bank · $500 min	WebBank 3.96% (+3.92%)

Median 12-month APY rose 9 bps to 3.09%. The < $5B tier rose 10 bps and the ≥ $100B tier fell 25 bps. The matching 12-month Treasury yield fell 7 bps to 3.79% over the same week.

CDs by State

Banks are attributed to every state where they have at least one open branch. Median APY is the median of each contributing bank's best APY for the tenor.

Biggest Movers

AL · 9-month: 3.25% (+2.75%)
ME · 12-month: 3.00% (+2.00%)
AK · 3-month: 2.22% (+1.77%)
ME · 6-month: 3.08% (+1.57%)
AL · 12-month: 3.28% (+1.38%)

CDs by State — 3-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	45	2.22%	+1.77%	First Bank 3.30% (+2.45%)
AL	563	2.50%	+0.50%	N/A
AR	211	0.65%	±0.00%	First National Bank of Eastern Arkansas 2.26% (−0.25%)
AZ	746	1.27%	−0.48%	N/A
CA	4217	2.80%	+0.34%	SAFE CREDIT UNION 1.92% (+1.90%)
CO	716	2.23%	+0.06%	Grand Valley Bank 3.10% (−0.25%)
CT	792	0.75%	−0.25%	N/A
DC	138	1.36%	+0.18%	N/A
DE	163	3.00%	+0.30%	N/A
FL	3039	2.75%	−0.15%	TrustCo Bank 3.45% (−0.05%)
GA	921	0.50%	±0.00%	N/A
GU	3	3.10%	±0.00%	N/A
HI	168	3.10%	+0.00%	N/A
IA	373	1.00%	−0.01%	N/A
ID	341	1.83%	−0.46%	N/A
IL	1745	1.08%	±0.00%	Central Bank Illinois 0.35% (−0.25%)
IN	743	1.50%	+0.50%	Greenfield Banking Company 3.50% (+2.50%)
KS	448	1.05%	−0.22%	The Bank of Tescott 0.66% (+0.65%)
KY	480	1.75%	+0.48%	Independence Bank of Kentucky 3.35% (−0.10%)
LA	456	2.22%	+0.47%	N/A
MA	1317	3.00%	+0.36%	Middlesex Savings Bank 3.60% (+0.10%)
MD	778	1.18%	+0.18%	Dollar Bank, Federal Savings Bank 3.00% (+2.97%)
ME	338	1.57%	+0.57%	Androscoggin Savings Bank 2.25% (+2.23%)
MI	1486	1.77%	−0.81%	DIRECTIONS CREDIT UNION 0.03% (−2.65%)
MN	598	2.52%	±0.00%	Bank Forward 0.03% (−2.97%)
MO	643	1.05%	±0.00%	N/A
MP	1	2.90%	±0.00%	N/A
MS	294	0.50%	+0.25%	N/A
MT	55	0.95%	±0.00%	N/A
NC	1143	1.00%	+0.15%	N/A
ND	113	1.50%	−0.15%	Bank Forward 0.03% (−2.97%)
NE	308	1.20%	−0.11%	Access Bank 0.04% (−3.71%)
NH	256	3.00%	+0.47%	First Seacoast Bank 1.00% (+0.99%)
NJ	1465	2.75%	+0.05%	TrustCo Bank 3.45% (−0.05%)
NM	210	1.00%	+0.43%	N/A
NV	334	1.50%	+0.10%	N/A
NY	2545	2.75%	−0.13%	Rhinebeck Bank 1.61% (−1.99%)
OH	1527	0.55%	−0.05%	Dollar Bank, Federal Savings Bank 3.00% (+2.97%)
OK	260	1.99%	+0.36%	N/A
OR	509	1.50%	±0.00%	N/A
PA	2194	1.41%	+0.41%	Dollar Bank, Federal Savings Bank 3.00% (+2.97%)
PR	3	1.82%	±0.00%	N/A
RI	143	3.00%	±0.00%	N/A
SC	570	0.92%	±0.00%	N/A
SD	97	3.13%	±0.00%	Dakota Community Bank & Trust, National Association 3.65% (−0.10%)
TN	822	1.50%	±0.00%	First National Bank of Eastern Arkansas 2.26% (−0.25%)
TX	2670	2.20%	+0.19%	Frost Bank 3.55% (+3.49%)
UT	477	1.43%	+0.88%	WebBank 3.86% (+3.82%)
VA	1198	1.08%	+0.08%	Dollar Bank, Federal Savings Bank 3.00% (+2.97%)
VT	87	3.45%	−0.05%	TrustCo Bank 3.45% (−0.05%)
WA	903	2.46%	±0.00%	N/A
WI	942	0.50%	±0.00%	Horicon Bank 0.03% (−3.26%)
WV	189	0.50%	±0.00%	CNB Bank, Inc. 0.50% (+0.49%)
WY	64	1.86%	±0.00%	N/A

CDs by State — 6-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	59	0.98%	−0.05%	First Bank 1.90% (−0.10%)
AL	641	3.45%	+1.17%	SouthPoint Bank 3.00% (+0.50%)
AR	407	2.75%	+0.05%	U.S. Bank National Association 0.05% (−3.75%)
AZ	840	2.77%	+0.26%	U.S. Bank National Association 0.05% (−3.75%)
CA	4508	3.37%	+0.17%	U.S. Bank National Association 0.05% (−3.75%)
CO	731	2.98%	−0.10%	U.S. Bank National Association 0.05% (−3.75%)
CT	890	2.00%	±0.00%	Manufacturers and Traders Trust Company 3.66% (−0.04%)
DC	148	2.87%	±0.00%	HSBC Bank USA, National Association 3.55% (+0.05%)
DE	171	3.20%	+0.20%	Manufacturers and Traders Trust Company 3.66% (−0.04%)
FL	3108	3.40%	−0.02%	U.S. Bank National Association 0.05% (−3.75%)
GA	1079	2.95%	+1.20%	U.S. Bank National Association 0.05% (−3.75%)
GU	2	2.60%	±0.00%	N/A
HI	171	2.60%	−0.07%	N/A
IA	494	3.23%	+0.70%	U.S. Bank National Association 0.05% (−3.75%)
ID	375	2.53%	−0.50%	U.S. Bank National Association 0.05% (−3.75%)
IL	1835	2.35%	+0.07%	U.S. Bank National Association 0.05% (−3.75%)
IN	826	2.50%	+0.59%	U.S. Bank National Association 0.05% (−3.75%)
KS	554	2.73%	+0.27%	U.S. Bank National Association 0.05% (−3.75%)
KY	561	2.75%	+0.73%	U.S. Bank National Association 0.05% (−3.75%)
LA	505	2.94%	+0.08%	N/A
MA	1773	2.95%	+0.45%	Rockland Trust Company 2.75% (+2.72%)
MD	862	2.52%	+0.52%	CNB Bank, Inc. 2.50% (+2.47%)
ME	424	3.08%	+1.57%	Androscoggin Savings Bank 3.25% (+3.22%)
MI	1770	2.62%	−0.11%	DIRECTIONS CREDIT UNION 0.03% (−2.86%)
MN	682	3.00%	±0.00%	U.S. Bank National Association 0.05% (−3.75%)
MO	782	2.52%	−0.23%	U.S. Bank National Association 0.05% (−3.75%)
MP	1	2.60%	±0.00%	N/A
MS	336	0.95%	+0.57%	N/A
MT	66	2.92%	−0.30%	U.S. Bank National Association 0.05% (−3.75%)
NC	1422	1.77%	+0.77%	U.S. Bank National Association 0.05% (−3.75%)
ND	116	1.57%	−1.19%	U.S. Bank National Association 0.05% (−3.75%)
NE	468	2.50%	−0.15%	U.S. Bank National Association 0.05% (−3.75%)
NH	364	3.25%	+0.25%	First Seacoast Bank 3.00% (+2.97%)
NJ	1721	3.00%	+0.24%	HSBC Bank USA, National Association 3.55% (+0.05%)
NM	243	2.34%	+0.17%	U.S. Bank National Association 0.05% (−3.75%)
NV	340	2.81%	±0.00%	U.S. Bank National Association 0.05% (−3.75%)
NY	3388	3.30%	+0.29%	Champlain National Bank 0.04% (−3.46%)
OH	1805	2.13%	−0.42%	U.S. Bank National Association 0.05% (−3.75%)
OK	372	2.95%	+0.18%	BOKF, National Association 1.50% (−0.05%)
OR	605	2.76%	−0.24%	U.S. Bank National Association 0.05% (−3.75%)
PA	2424	2.78%	+0.26%	First Keystone Community Bank 0.15% (−3.85%)
PR	3	3.30%	+0.02%	Banesco USA 3.60% (+0.05%)
RI	215	2.00%	±0.00%	N/A
SC	729	1.50%	+0.50%	N/A
SD	107	3.00%	−0.23%	U.S. Bank National Association 0.05% (−3.75%)
TN	999	2.84%	+0.03%	U.S. Bank National Association 0.05% (−3.75%)
TX	2921	3.20%	+0.20%	U.S. Bank National Association 0.05% (−3.75%)
UT	543	3.38%	+0.08%	WebBank 3.86% (+3.82%)
VA	1348	2.18%	+0.20%	HSBC Bank USA, National Association 3.55% (+0.05%)
VI	2	4.15%	±0.00%	N/A
VT	178	3.02%	+0.18%	Union Bank 3.20% (−0.25%)
WA	1212	3.25%	+0.25%	U.S. Bank National Association 0.05% (−3.75%)
WI	1180	2.00%	±0.00%	U.S. Bank National Association 0.05% (−3.75%)
WV	212	1.75%	+0.50%	CNB Bank, Inc. 2.50% (+2.47%)
WY	66	2.58%	−0.40%	U.S. Bank National Association 0.05% (−3.75%)

CDs by State — 9-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	19	1.02%	±0.00%	N/A
AL	354	3.25%	+2.75%	N/A
AR	174	3.25%	+0.27%	First National Bank of Eastern Arkansas 3.84% (−0.25%)
AZ	460	2.08%	±0.00%	N/A
CA	2634	3.33%	+0.06%	Exchange Bank 3.06% (−0.69%)
CO	493	3.05%	+0.44%	N/A
CT	473	2.00%	+0.12%	N/A
DC	79	3.20%	+0.35%	N/A
DE	54	3.28%	+0.08%	N/A
FL	2001	3.30%	+0.22%	TrustCo Bank 3.65% (+3.25%)
GA	550	3.25%	±0.00%	N/A
HI	73	3.36%	±0.00%	N/A
IA	298	3.25%	±0.00%	Farmers State Bank 0.20% (−3.80%)
ID	197	3.05%	+0.42%	Banner Bank 3.56% (+0.25%)
IL	1363	2.78%	±0.00%	N/A
IN	603	3.07%	−0.13%	STAR Financial Bank 3.55% (+0.05%)
KS	241	3.05%	+1.25%	The Bank of Tescott 3.42% (+3.39%)
KY	299	3.25%	+0.20%	N/A
LA	433	3.00%	±0.00%	N/A
MA	1085	3.30%	+0.05%	TrustCo Bank 3.65% (+3.25%)
MD	398	3.28%	+0.50%	N/A
ME	237	2.85%	+0.83%	Androscoggin Savings Bank 3.00% (+2.97%)
MI	1220	1.90%	−0.60%	N/A
MN	327	3.25%	+0.05%	N/A
MO	466	3.05%	+0.51%	N/A
MS	204	0.50%	+0.13%	N/A
MT	33	3.46%	+0.21%	N/A
NC	711	2.73%	+1.38%	Lumbee Guaranty Bank 3.70% (+0.23%)
ND	38	3.25%	±0.00%	N/A
NE	229	1.71%	−0.40%	Access Bank 0.03% (−2.47%)
NH	200	3.25%	+0.02%	Rockland Trust Company 2.50% (+2.47%)
NJ	1058	3.20%	+0.20%	TrustCo Bank 3.65% (+3.25%)
NM	121	2.17%	+0.19%	N/A
NV	185	3.25%	+0.20%	Banner Bank 3.56% (+0.25%)
NY	2009	3.25%	+0.25%	TrustCo Bank 3.65% (+3.25%)
OH	1507	3.25%	+0.20%	N/A
OK	113	2.25%	+0.45%	N/A
OR	386	2.84%	+0.21%	Banner Bank 3.56% (+0.25%)
PA	1577	2.92%	+0.16%	N/A
PR	2	2.00%	±0.00%	N/A
RI	87	1.50%	±0.00%	N/A
SC	327	1.75%	+0.75%	N/A
SD	43	2.97%	+0.48%	N/A
TN	663	3.25%	+0.98%	First National Bank of Eastern Arkansas 3.84% (−0.25%)
TX	1287	3.23%	+0.19%	N/A
UT	311	3.33%	+0.08%	Banner Bank 3.56% (+0.25%)
VA	616	3.08%	+0.63%	N/A
VT	68	1.00%	+0.45%	TrustCo Bank 3.65% (+3.25%)
WA	629	3.15%	+0.10%	Banner Bank 3.56% (+0.25%)
WI	712	3.10%	−0.15%	John Deere Financial, f.s.b. 0.20% (−3.80%)
WV	118	2.42%	+0.42%	N/A
WY	31	2.17%	+0.83%	N/A

CDs by State — 12-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	60	2.64%	−0.01%	First Bank 2.05% (−0.10%)
AL	669	3.28%	+1.38%	First Southern State Bank 3.65% (−0.02%)
AR	327	1.25%	−0.13%	U.S. Bank National Association 0.05% (−3.20%)
AZ	803	3.00%	+0.25%	U.S. Bank National Association 0.05% (−3.20%)
CA	4522	3.25%	+0.25%	U.S. Bank National Association 0.05% (−3.20%)
CO	745	3.03%	+0.05%	U.S. Bank National Association 0.05% (−3.20%)
CT	839	2.00%	+0.25%	First County Bank 3.15% (+3.00%)
DC	155	2.41%	+0.66%	HSBC Bank USA, National Association 3.70% (+0.10%)
DE	153	3.00%	±0.00%	Comenity Bank 4.00% (+0.15%)
FL	3214	3.25%	+0.21%	U.S. Bank National Association 0.05% (−3.20%)
GA	1020	3.10%	+1.10%	U.S. Bank National Association 0.05% (−3.20%)
GU	3	2.80%	±0.00%	N/A
HI	186	2.75%	+0.03%	N/A
IA	487	2.70%	−0.43%	U.S. Bank National Association 0.05% (−3.20%)
ID	375	3.00%	±0.00%	U.S. Bank National Association 0.05% (−3.20%)
IL	1839	2.20%	±0.00%	U.S. Bank National Association 0.05% (−3.20%)
IN	923	2.81%	+0.17%	Greenfield Banking Company 4.80% (+3.30%)
KS	549	2.75%	+0.05%	The Bank of Tescott 3.36% (+3.33%)
KY	560	2.88%	+0.13%	U.S. Bank National Association 0.05% (−3.20%)
LA	510	2.88%	±0.00%	N/A
MA	1472	3.00%	+0.25%	TrustCo Bank 3.65% (+2.50%)
MD	881	2.53%	+0.78%	CNB Bank, Inc. 1.00% (+0.99%)
ME	402	3.00%	+2.00%	Androscoggin Savings Bank 3.25% (+3.22%)
MI	1770	2.94%	−0.06%	DIRECTIONS CREDIT UNION 0.03% (−3.42%)
MN	710	3.09%	−0.11%	U.S. Bank National Association 0.05% (−3.20%)
MO	722	2.52%	±0.00%	U.S. Bank National Association 0.05% (−3.20%)
MP	1	2.40%	±0.00%	N/A
MS	336	1.50%	+0.63%	N/A
MT	65	2.23%	−0.71%	U.S. Bank National Association 0.05% (−3.20%)
NC	1397	2.00%	+1.00%	U.S. Bank National Association 0.05% (−3.20%)
ND	131	2.95%	−0.07%	U.S. Bank National Association 0.05% (−3.20%)
NE	459	2.50%	−0.44%	Access Bank 0.04% (−3.46%)
NH	296	3.00%	±0.00%	Rockland Trust Company 2.50% (+2.47%)
NJ	1528	3.00%	+0.13%	TrustCo Bank 3.65% (+2.50%)
NM	246	2.17%	+0.66%	U.S. Bank National Association 0.05% (−3.20%)
NV	340	2.09%	−0.24%	U.S. Bank National Association 0.05% (−3.20%)
NY	3100	3.00%	+0.19%	TrustCo Bank 3.65% (+2.50%)
OH	1778	3.10%	−0.02%	DIRECTIONS CREDIT UNION 0.03% (−3.42%)
OK	354	2.75%	±0.00%	N/A
OR	611	2.98%	−0.02%	U.S. Bank National Association 0.05% (−3.20%)
PA	2166	2.70%	+0.44%	The Honesdale National Bank 0.40% (−0.10%)
PR	3	1.85%	+0.07%	Banesco USA 3.65% (+0.15%)
RI	116	1.00%	±0.00%	N/A
SC	702	1.70%	+0.70%	The Bank of South Carolina 0.50% (−1.50%)
SD	107	3.20%	−0.05%	U.S. Bank National Association 0.05% (−3.20%)
TN	943	3.00%	±0.00%	U.S. Bank National Association 0.05% (−3.20%)
TX	2928	3.10%	+0.17%	U.S. Bank National Association 0.05% (−3.20%)
UT	554	3.40%	+0.13%	WebBank 3.96% (+3.92%)
VA	1385	2.52%	+0.32%	The Fidelity Bank 2.31% (−0.26%)
VT	165	2.76%	+0.26%	TrustCo Bank 3.65% (+2.50%)
WA	1225	3.25%	+0.10%	U.S. Bank National Association 0.05% (−3.20%)
WI	1176	2.15%	−0.22%	U.S. Bank National Association 0.05% (−3.20%)
WV	212	1.63%	+0.38%	CNB Bank, Inc. 1.00% (+0.99%)
WY	63	2.17%	−0.43%	U.S. Bank National Association 0.05% (−3.20%)

Methodology & disclaimer

This report was automatically generated from www.depositmonitor.com data. CD APYs reflect the latest observed rate per bank within a 30-day lookback window ending May 31, 2026. Treasury yields are sourced from the US Department of the Treasury daily par yield curve.

Disclaimer: The information presented is for informational and competitive- intelligence purposes only and does not constitute financial, investment, tax, or legal advice. Deposit rates change frequently and may differ from those shown depending on deposit size, term, region, eligibility, and other conditions set by each institution. While we make best efforts to ensure accuracy, Deposit Monitor makes no warranty, express or implied, regarding the completeness or timeliness of this data. Verify current rates directly with each institution before making any deposit decision.

Week ending May 31, 2026

Key stats

Executive Summary

CD Summary Statistics by Deposit Tier

3-Month CDs

6-Month CDs

9-Month CDs

12-Month CDs

CDs by State

Biggest Movers

CDs by State — 3-Month

CDs by State — 6-Month

CDs by State — 9-Month

CDs by State — 12-Month

Daily competitive intelligence for deposit pricing