Weekly CD Rate Report — Week Ending July 19, 2026

Key stats

All US banks · week-over-week

3-month CD

2.00%

median APY

−0.07% WoW

Matching Treasury

3.85%±0 bps

6-month CD

3.20%

median APY

±0.00% WoW

Matching Treasury

3.96%−3 bps

9-month CD

3.40%

median APY

±0.00% WoW

Matching Treasury

3.98%−4 bps

12-month CD

3.25%

median APY

±0.00% WoW

Matching Treasury

4.01%−5 bps

At a glance

Executive Summary

CD rates were mixed, with the 3-month lower, the 6-month flat, the 9-month flat, and the 12-month flat against a mixed Treasury backdrop.
The 3-month median APY fell 7 bps to 2.00% this week. The $50B – $100B tier fell 87 bps; no tier posted an increase. The matching 3-month Treasury yield held flat to 3.85%. Unusual: one moved materially while the other was essentially flat. Largest single-bank move: Webster Bank, National Association cut 374 bps.
The 6-month median APY held flat at 3.20% this week. The ≥ $100B tier rose 2 bps and the $10B – $50B tier fell 15 bps. The matching 6-month Treasury yield fell 3 bps to 3.96% over the same week. Largest single-bank move: Bank of America California, National Association cut 395 bps.
The 9-month median APY held flat at 3.40% this week. Tier-level moves were broadly flat across deposit sizes. The matching 9-month Treasury yield fell 4 bps to 3.98% over the same week. Largest single-bank move: Farmers State Bank raised 380 bps.
The 12-month median APY held flat at 3.25% this week. The $10B – $50B tier fell 20 bps; no tier posted an increase. The matching 12-month Treasury yield fell 5 bps to 4.01% over the same week. Unusual: one moved materially while the other was essentially flat. Largest single-bank move: Signature Bank raised 390 bps.

CD Summary Statistics by Deposit Tier

Each tier shows the average and median of contributing banks' best APYs, the bank holding the lowest and highest APY in the tier, and the bank whose APY moved most week-over-week.

3-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$10.93T	1.93% −0.04%	2.00% −0.07%	0.01% Webster Bank, National Association · $500 min	5.02% R Bank · $1K min	Webster Bank, National Association 0.01% (−3.74%)
≥ $100B	$7.12T	2.27% −0.01%	2.70% ±0.00%	0.05% Truist Bank · $1K min	3.96% Charles Schwab Bank, SSB · No min	Charles Schwab Bank, SSB 3.96% (−0.05%)
$50B – $100B	$887.9B	1.30% −0.37%	1.13% −0.88%	0.01% Webster Bank, National Association · $500 min	3.55% Valley National Bank · $500 min	Webster Bank, National Association 0.01% (−3.74%)
$10B – $50B	$1.25T	2.44% −0.05%	3.00% −0.05%	0.02% Associated Bank, National Association · $10K min	4.10% Popular Bank · $1M min	Third Federal Savings and Loan Association of Cleveland 3.15% (−0.85%)
$5B – $10B	$421.6B	2.37% −0.00%	2.80% ±0.00%	0.03% Central Pacific Bank · $100K min	5.00% United Fidelity Bank, fsb · $1K min	Wells Fargo National Bank West 0.05% (−0.01%)
< $5B	$1.25T	1.88% −0.02%	1.91% −0.09%	0.03% The Union Bank Company · $500 min	5.02% R Bank · $1K min	First American Bank and Trust 3.44% (+3.41%)

Median 3-month APY fell 7 bps to 2.00%. The $50B – $100B tier fell 87 bps; no tier posted an increase. The matching 3-month Treasury yield held flat to 3.85%.

6-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$10.93T	2.65% −0.00%	3.20% ±0.00%	0.01% Webster Bank, National Association · $500 min	5.07% R Bank · $1K min	Bank of America California, National Association 0.05% (−3.95%)
≥ $100B	$7.12T	2.56% +0.02%	3.25% +0.02%	0.03% Bank of America, National Association · $100K min	4.05% E*TRADE · No min	Manufacturers and Traders Trust Company 3.50% (+0.25%)
$50B – $100B	$887.9B	2.39% ±0.00%	3.02% ±0.00%	0.01% Webster Bank, National Association · $500 min	3.70% Flagstar Bank, National Association · $3K min	N/A
$10B – $50B	$1.25T	2.78% −0.08%	3.20% −0.15%	0.05% First Commonwealth Bank · $500 min	4.27% State Bank of India · No min	Bank of America California, National Association 0.05% (−3.95%)
$5B – $10B	$421.6B	2.71% −0.16%	3.38% −0.02%	0.05% Old Second National Bank · $1K min	5.00% United Fidelity Bank, fsb · $1K min	Old Second National Bank 0.05% (−3.20%)
< $5B	$1.25T	2.64% +0.02%	3.20% ±0.00%	0.01% OKLAHOMA EDUCATORS CREDIT UNION · $75K min	5.07% R Bank · $1K min	The Union Bank Company 0.05% (−3.65%)

Median 6-month APY held flat at 3.20%. The ≥ $100B tier rose 2 bps and the $10B – $50B tier fell 15 bps. The matching 6-month Treasury yield fell 3 bps to 3.96% over the same week.

9-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$10.93T	2.85% +0.01%	3.40% ±0.00%	0.01% Webster Bank, National Association · $500 min	5.30% CCFBank National Association · $5K min	John Deere Financial, f.s.b. 0.20% (−3.80%)
≥ $100B	$7.12T	2.85% +0.06%	3.20% ±0.00%	0.05% Truist Bank · $1K min	4.12% Charles Schwab Bank, SSB · No min	Ally Bank 3.75% (+0.45%)
$50B – $100B	$887.9B	2.12% ±0.00%	2.17% ±0.00%	0.01% Webster Bank, National Association · $500 min	3.90% CIBC Bank USA · $1K min	N/A
$10B – $50B	$1.25T	3.06% +0.01%	3.50% ±0.00%	0.02% Associated Bank, National Association · $10K min	4.65% BERKSHIRE BANK · $500 min	Barclays Bank Delaware 3.85% (+0.35%)
$5B – $10B	$421.6B	2.97% +0.00%	3.38% ±0.00%	0.05% Old Second National Bank · $1K min	4.50% United Fidelity Bank, fsb · $1K min	Central Pacific Bank 0.08% (+0.05%)
< $5B	$1.25T	2.84% +0.01%	3.40% ±0.00%	0.05% Commercial Bank and Trust of PA · $250 min	5.30% CCFBank National Association · $5K min	John Deere Financial, f.s.b. 0.20% (−3.80%)

Median 9-month APY held flat at 3.40%. Tier-level moves were broadly flat across deposit sizes. The matching 9-month Treasury yield fell 4 bps to 3.98% over the same week.

12-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$10.93T	2.76% +0.01%	3.25% ±0.00%	0.01% USAA Federal Savings Bank · $250 min	5.38% TOWN & COUNTRY FEDERAL CREDIT UNION · $500 min	Signature Bank 4.00% (+3.90%)
≥ $100B	$7.12T	2.62% +0.00%	3.70% ±0.00%	0.02% UBS Bank USA, National Association · $10K min	4.30% Charles Schwab Bank, SSB · No min	Charles Schwab Bank, SSB 4.30% (+0.05%)
$50B – $100B	$887.9B	2.10% −0.14%	2.17% ±0.00%	0.01% USAA Federal Savings Bank · $250 min	4.00% CIBC Bank USA · $1K min	USAA Federal Savings Bank 0.01% (−1.79%)
$10B – $50B	$1.25T	2.80% −0.06%	3.05% −0.20%	0.05% First National Bank of Pennsylvania · $100 min	5.00% BERKSHIRE BANK · $500 min	Merchants Bank of Indiana 3.00% (−1.86%)
$5B – $10B	$421.6B	2.83% −0.05%	3.30% ±0.00%	0.10% Old Second National Bank · $1K min	4.50% United Fidelity Bank, fsb · $1K min	Centier Bank 1.25% (−2.50%)
< $5B	$1.25T	2.76% +0.02%	3.25% ±0.00%	0.01% OKLAHOMA EDUCATORS CREDIT UNION · $75K min	5.38% TOWN & COUNTRY FEDERAL CREDIT UNION · $500 min	Signature Bank 4.00% (+3.90%)

Median 12-month APY held flat at 3.25%. The $10B – $50B tier fell 20 bps; no tier posted an increase. The matching 12-month Treasury yield fell 5 bps to 4.01% over the same week.

CDs by State

Banks are attributed to every state where they have at least one open branch. Median APY is the median of each contributing bank's best APY for the tenor.

Biggest Movers

MS · 9-month: 1.50% (+1.40%)
AR · 12-month: 2.73% (+0.97%)
AK · 3-month: 1.75% (+0.90%)
OK · 9-month: 3.50% (+0.80%)
NE · 3-month: 1.20% (−0.77%)

CDs by State — 3-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	51	1.75%	+0.90%	N/A
AL	307	2.50%	±0.00%	N/A
AR	103	1.05%	±0.00%	Fidelity Bank 2.10% (−0.90%)
AZ	414	2.33%	±0.00%	N/A
CA	2368	2.79%	−0.01%	Five Star Bank 0.10% (−0.10%)
CO	335	2.70%	−0.05%	Nicolet National Bank 2.75% (−0.30%)
CT	500	0.70%	+0.05%	N/A
DC	92	1.18%	±0.00%	N/A
DE	119	2.40%	−0.60%	N/A
FL	2062	2.78%	−0.20%	Third Federal Savings and Loan Association of Cleveland 3.15% (−0.85%)
GA	665	2.00%	−0.25%	N/A
GU	7	2.90%	±0.00%	N/A
HI	210	2.90%	±0.00%	N/A
IA	322	1.48%	+0.35%	Nicolet National Bank 2.75% (−0.30%)
ID	270	2.71%	±0.00%	N/A
IL	781	1.25%	−0.20%	N/A
IN	435	2.44%	−0.32%	Freedom Bank 3.55% (+1.89%)
KS	407	1.58%	+0.53%	Central National Bank 0.73% (+0.10%)
KY	304	2.00%	−0.50%	Commercial Bank 3.00% (+0.25%)
LA	242	2.22%	−0.27%	First American Bank and Trust 3.44% (+3.41%)
MA	1125	2.75%	−0.25%	N/A
MD	552	1.00%	−0.36%	Dollar Bank, Federal Savings Bank 0.03% (−0.07%)
ME	329	1.83%	+0.51%	Katahdin Trust Company 1.06% (+0.71%)
MI	586	2.74%	−0.01%	MICHIGAN EDUCATIONAL CREDIT UNION 2.00% (+1.98%)
MN	367	2.75%	−0.33%	Nicolet National Bank 2.75% (−0.30%)
MO	434	1.05%	−0.08%	N/A
MP	2	1.51%	±0.00%	N/A
MS	130	0.50%	+0.10%	FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION 1.25% (−0.93%)
MT	44	1.84%	+0.14%	N/A
NC	1222	1.43%	+0.07%	Commercial Bank 3.00% (+0.25%)
ND	100	3.29%	+0.16%	First State Bank & Trust 3.40% (+2.00%)
NE	249	1.20%	−0.77%	Access Bank 3.60% (−0.15%)
NH	225	3.00%	+0.47%	Norway Savings Bank 0.10% (−0.05%)
NJ	1224	2.75%	−0.25%	N/A
NM	163	1.59%	±0.00%	FIRST FINANCIAL CREDIT UNION 3.14% (+0.10%)
NV	220	2.64%	±0.00%	Eaglemark Savings Bank 3.50% (−0.15%)
NY	1329	2.50%	−0.20%	SEA COMM FEDERAL CREDIT UNION 2.35% (+2.10%)
OH	579	1.00%	+0.13%	Third Federal Savings and Loan Association of Cleveland 3.15% (−0.85%)
OK	234	2.25%	±0.00%	N/A
OR	303	2.30%	±0.00%	N/A
PA	1924	1.41%	±0.00%	Dollar Bank, Federal Savings Bank 0.03% (−0.07%)
PR	1	3.80%	+0.10%	Banesco USA 3.80% (+0.10%)
RI	128	2.51%	−0.49%	N/A
SC	631	1.00%	±0.00%	N/A
SD	89	3.30%	+0.16%	CorTrust Bank National Association 3.40% (+0.15%)
TN	509	2.26%	−0.12%	FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION 1.25% (−0.93%)
TX	1857	2.55%	−0.18%	Frost Bank 3.30% (−0.25%)
UT	387	2.70%	±0.00%	N/A
VA	1169	1.00%	±0.00%	BAYPORT FEDERAL CREDIT UNION 1.36% (+0.31%)
VI	2	5.00%	±0.00%	N/A
VT	54	2.92%	+0.67%	SEA COMM FEDERAL CREDIT UNION 2.35% (+2.10%)
WA	620	2.75%	+0.13%	N/A
WI	648	0.65%	±0.00%	Nicolet National Bank 2.75% (−0.30%)
WV	150	0.50%	±0.00%	First Guaranty Bank 2.70% (−0.05%)
WY	47	2.78%	+0.61%	N/A

CDs by State — 6-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	55	2.75%	+0.75%	N/A
AL	453	3.48%	±0.00%	MAX CREDIT UNION 2.53% (+0.03%)
AR	230	3.16%	+0.18%	BOKF, National Association 1.55% (+0.05%)
AZ	532	3.32%	−0.11%	PIMA FEDERAL CREDIT UNION 4.00% (+0.50%)
CA	2551	3.25%	−0.17%	Bank of America California, National Association 0.05% (−3.95%)
CO	398	3.29%	±0.00%	Nicolet National Bank 3.20% (−0.30%)
CT	647	2.28%	+0.02%	Manufacturers and Traders Trust Company 3.50% (+0.25%)
DC	114	2.89%	+0.02%	Manufacturers and Traders Trust Company 3.50% (+0.25%)
DE	160	3.20%	−0.02%	Manufacturers and Traders Trust Company 3.50% (+0.25%)
FL	2137	3.50%	±0.00%	Nicolet National Bank 3.20% (−0.30%)
GA	805	3.45%	+0.02%	N/A
GU	7	2.60%	±0.00%	N/A
HI	228	2.67%	+0.07%	HAWAIIUSA FEDERAL CREDIT UNION 3.25% (−0.25%)
IA	457	3.15%	+0.39%	Nicolet National Bank 3.20% (−0.30%)
ID	287	3.20%	−0.08%	CAPITAL EDUCATORS FEDERAL CREDIT UNION 1.45% (−2.06%)
IL	860	2.28%	−0.27%	Old Second National Bank 0.05% (−3.20%)
IN	502	2.92%	−0.37%	Centier Bank 1.01% (−2.39%)
KS	505	2.85%	+0.18%	Central National Bank 0.73% (−0.06%)
KY	404	3.25%	±0.00%	DESCO FEDERAL CREDIT UNION 3.50% (+0.20%)
LA	340	3.38%	+0.35%	First American Bank and Trust 3.43% (+3.40%)
MA	1531	2.75%	−0.08%	Manufacturers and Traders Trust Company 3.50% (+0.25%)
MD	788	2.51%	−0.01%	Manufacturers and Traders Trust Company 3.50% (+0.25%)
ME	412	3.25%	+0.10%	Katahdin Trust Company 1.36% (+0.76%)
MI	919	3.15%	+0.19%	MICHIGAN EDUCATIONAL CREDIT UNION 3.60% (+3.56%)
MN	469	3.21%	−0.19%	Nicolet National Bank 3.20% (−0.30%)
MO	553	2.88%	+0.42%	BOKF, National Association 1.55% (+0.05%)
MP	2	1.33%	±0.00%	N/A
MS	189	1.50%	+0.27%	FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION 1.41% (−1.11%)
MT	65	3.49%	−0.04%	N/A
NC	1632	2.54%	+0.29%	Benchmark Community Bank 1.50% (−0.30%)
ND	103	3.25%	±0.00%	First State Bank & Trust 3.20% (+1.70%)
NE	419	2.78%	+0.14%	Enterprise Bank 3.90% (+3.40%)
NH	349	3.25%	±0.00%	Meredith Village Savings Bank 3.35% (+3.25%)
NJ	1472	3.01%	±0.00%	Unity Bank 3.75% (+3.65%)
NM	196	2.77%	+0.13%	STATE EMPLOYEES CREDIT UNION 4.50% (+1.40%)
NV	226	3.00%	−0.02%	Eaglemark Savings Bank 3.80% (−0.15%)
NY	2208	3.29%	−0.10%	SEA COMM FEDERAL CREDIT UNION 2.45% (+2.10%)
OH	737	3.15%	−0.10%	The Union Bank Company 0.05% (−3.65%)
OK	286	3.34%	+0.19%	BOKF, National Association 1.55% (+0.05%)
OR	340	3.02%	−0.02%	Oregon Coast Bank 2.50% (−1.50%)
PA	2213	3.09%	+0.30%	Unity Bank 3.75% (+3.65%)
PR	1	3.85%	+0.15%	Banesco USA 3.85% (+0.15%)
RI	162	2.63%	+0.13%	N/A
SC	684	1.85%	+0.09%	First Piedmont Federal Savings and Loan Association of Gaffney 0.02% (−1.75%)
SD	111	3.60%	+0.14%	N/A
TN	693	3.45%	+0.45%	FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION 1.41% (−1.11%)
TX	2075	3.40%	+0.13%	DATCU CREDIT UNION 3.85% (+0.35%)
UT	430	3.55%	±0.00%	GRANITE FEDERAL CREDIT UNION 4.25% (+0.45%)
VA	1337	2.52%	±0.00%	BAYPORT FEDERAL CREDIT UNION 1.50% (+0.30%)
VI	2	5.00%	±0.00%	N/A
VT	174	3.08%	−0.07%	SEA COMM FEDERAL CREDIT UNION 2.45% (+2.10%)
WA	787	3.38%	+0.02%	N/A
WI	885	2.26%	−0.02%	PyraMax Bank, FSB 3.65% (+3.55%)
WV	176	2.70%	+0.20%	Manufacturers and Traders Trust Company 3.50% (+0.25%)
WY	64	3.28%	+0.14%	N/A

CDs by State — 9-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	9	2.00%	±0.00%	N/A
AL	93	3.45%	±0.00%	N/A
AR	60	3.45%	±0.00%	N/A
AZ	152	3.05%	±0.00%	N/A
CA	786	3.50%	−0.01%	Exchange Bank 3.56% (+0.50%)
CO	139	3.39%	+0.16%	Nicolet National Bank 3.20% (−0.30%)
CT	239	2.85%	±0.00%	ST. MARY'S CREDIT UNION 3.65% (+0.15%)
DC	42	3.50%	±0.00%	N/A
DE	42	3.45%	−0.05%	Barclays Bank Delaware 3.85% (+0.35%)
FL	980	3.49%	−0.02%	Florida Capital Bank, National Association 3.30% (+2.95%)
GA	262	3.50%	±0.00%	N/A
GU	3	0.09%	±0.00%	N/A
HI	115	2.25%	±0.00%	Central Pacific Bank 0.08% (+0.05%)
IA	255	3.55%	±0.00%	Farmers State Bank 4.00% (+3.80%)
ID	133	3.58%	−0.02%	N/A
IL	387	2.92%	±0.00%	N/A
IN	275	3.25%	−0.23%	N/A
KS	186	3.15%	+0.45%	N/A
KY	105	3.48%	−0.05%	N/A
LA	230	3.45%	+0.66%	First American Bank and Trust 3.53% (+3.49%)
MA	813	3.25%	±0.00%	Bristol County Savings Bank 3.50% (+0.70%)
MD	354	3.40%	±0.00%	N/A
ME	217	3.27%	+0.05%	Katahdin Trust Company 1.36% (+0.76%)
MI	297	3.20%	−0.08%	Nicolet National Bank 3.20% (−0.30%)
MN	86	3.60%	+0.27%	Nicolet National Bank 3.20% (−0.30%)
MO	231	2.79%	−0.43%	N/A
MP	1	0.09%	±0.00%	N/A
MS	16	1.50%	+1.40%	N/A
MT	13	3.66%	−0.17%	N/A
NC	779	3.20%	+0.60%	N/A
ND	19	3.80%	+0.14%	N/A
NE	165	2.23%	+0.25%	N/A
NH	169	3.25%	±0.00%	N/A
NJ	680	3.23%	+0.02%	N/A
NM	74	2.25%	±0.00%	N/A
NV	82	3.38%	−0.08%	N/A
NY	798	3.35%	+0.05%	State Bank of India 4.27% (+0.11%)
OH	384	3.27%	−0.23%	Third Federal Savings and Loan Association of Cleveland 4.25% (+0.25%)
OK	78	3.50%	+0.80%	N/A
OR	234	3.15%	−0.10%	N/A
PA	1325	3.30%	+0.05%	N/A
RI	45	2.38%	±0.00%	Bristol County Savings Bank 3.50% (+0.70%)
SC	398	2.63%	+0.38%	N/A
SD	22	3.56%	+0.04%	N/A
TN	306	3.53%	+0.25%	Home Federal Bank of Tennessee 3.60% (+0.35%)
TX	424	3.45%	±0.00%	Charles Schwab Bank, SSB 4.12% (+0.05%)
UT	190	3.58%	+0.02%	Ally Bank 3.75% (+0.45%)
VA	620	3.20%	±0.00%	The Freedom Bank of Virginia 3.35% (−0.90%)
VI	2	4.50%	±0.00%	N/A
VT	70	3.50%	±0.00%	Community National Bank 0.44% (−0.11%)
WA	341	3.50%	±0.00%	N/A
WI	406	3.20%	+0.10%	John Deere Financial, f.s.b. 0.20% (−3.80%)
WV	80	3.45%	+0.35%	N/A
WY	6	2.78%	−0.14%	N/A

CDs by State — 12-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	56	2.90%	+0.50%	N/A
AL	450	3.45%	+0.05%	Citizens Trust Bank 1.25% (+0.25%)
AR	137	2.73%	+0.97%	N/A
AZ	494	3.30%	−0.10%	USAA Federal Savings Bank 0.01% (−1.79%)
CA	2595	3.33%	+0.04%	Farmers and Merchants Bank of Long Beach 0.45% (−0.81%)
CO	414	3.29%	+0.02%	USAA Federal Savings Bank 0.01% (−1.79%)
CT	612	2.75%	+0.73%	Connecticut Community Bank, National Association 3.25% (+3.22%)
DC	121	3.15%	+0.15%	First National Bank of Pennsylvania 0.05% (−0.95%)
DE	144	3.40%	±0.00%	Barclays Bank Delaware 4.00% (+0.75%)
FL	2247	3.40%	±0.00%	Florida Capital Bank, National Association 3.35% (+3.00%)
GA	754	3.40%	+0.07%	Open Bank 3.75% (+0.25%)
GU	7	2.90%	±0.00%	N/A
HI	239	2.90%	+0.13%	Central Pacific Bank 0.13% (+0.05%)
IA	457	3.25%	+0.53%	Nicolet National Bank 3.50% (−0.30%)
ID	287	3.25%	−0.02%	CAPITAL EDUCATORS FEDERAL CREDIT UNION 1.70% (−1.70%)
IL	862	2.52%	−0.08%	LAND OF LINCOLN CREDIT UNION 3.35% (+1.34%)
IN	615	3.05%	−0.35%	Centier Bank 1.25% (−2.50%)
KS	498	3.15%	+0.39%	Central National Bank 3.65% (+0.25%)
KY	392	3.15%	+0.15%	Commercial Bank 3.90% (+0.20%)
LA	345	3.38%	+0.33%	First American Bank and Trust 3.50% (+3.46%)
MA	1334	2.75%	+0.11%	N/A
MD	809	3.00%	+0.10%	USAA Federal Savings Bank 0.01% (−1.79%)
ME	419	3.00%	+0.24%	Katahdin Trust Company 1.50% (+0.65%)
MI	910	3.25%	+0.25%	MICHIGAN EDUCATIONAL CREDIT UNION 3.35% (+3.32%)
MN	479	3.27%	+0.02%	Nicolet National Bank 3.50% (−0.30%)
MO	487	3.15%	+0.39%	PSB Bank 3.35% (+1.33%)
MP	2	1.50%	±0.00%	N/A
MS	189	2.39%	+0.63%	N/A
MT	64	3.50%	+0.41%	N/A
NC	1608	3.00%	±0.00%	Piedmont Federal Savings Bank 1.01% (−1.99%)
ND	118	3.25%	±0.00%	American State Bank & Trust Company of Williston 2.90% (+1.00%)
NE	410	3.00%	+0.25%	Enterprise Bank 3.75% (+3.00%)
NH	323	3.05%	−0.05%	Claremont Savings Bank 0.15% (−0.20%)
NJ	1365	3.25%	−0.05%	Hanover Community Bank 3.00% (−0.25%)
NM	202	3.00%	+0.10%	STATE EMPLOYEES CREDIT UNION 3.25% (+0.20%)
NV	230	3.08%	±0.00%	Open Bank 3.75% (+0.25%)
NY	1984	3.27%	−0.13%	SEA COMM FEDERAL CREDIT UNION 2.50% (+2.10%)
OH	741	3.45%	−0.05%	The Union Bank Company 0.07% (−3.63%)
OK	269	2.99%	+0.27%	N/A
OR	346	3.02%	−0.02%	N/A
PA	2022	3.14%	+0.17%	The Juniata Valley Bank 0.20% (−3.14%)
PR	1	3.90%	+0.10%	Banesco USA 3.90% (+0.10%)
RI	109	2.75%	+0.38%	N/A
SC	657	2.31%	+0.06%	First National Bank of Pennsylvania 0.05% (−0.95%)
SD	102	3.49%	+0.20%	Dakota Community Bank & Trust, National Association 4.10% (+0.47%)
TN	638	3.25%	+0.25%	Home Federal Bank of Tennessee 3.60% (+0.35%)
TX	2187	3.40%	+0.09%	Schertz Bank & Trust 1.15% (−2.35%)
UT	441	3.70%	±0.00%	N/A
VA	1380	3.08%	+0.08%	First National Bank of Pennsylvania 0.05% (−0.95%)
VI	2	4.50%	±0.00%	N/A
VT	172	3.10%	−0.12%	SEA COMM FEDERAL CREDIT UNION 2.50% (+2.10%)
WA	800	3.25%	±0.00%	Open Bank 3.75% (+0.25%)
WI	881	2.52%	+0.02%	Nicolet National Bank 3.50% (−0.30%)
WV	182	2.67%	+0.67%	First National Bank of Pennsylvania 0.05% (−0.95%)
WY	61	3.27%	+0.22%	N/A

Methodology & disclaimer

This report was automatically generated from www.depositmonitor.com data. CD APYs reflect the latest observed rate per bank within a 30-day lookback window ending July 19, 2026. Treasury yields are sourced from the US Department of the Treasury daily par yield curve.

Disclaimer: The information presented is for informational and competitive- intelligence purposes only and does not constitute financial, investment, tax, or legal advice. Deposit rates change frequently and may differ from those shown depending on deposit size, term, region, eligibility, and other conditions set by each institution. While we make best efforts to ensure accuracy, Deposit Monitor makes no warranty, express or implied, regarding the completeness or timeliness of this data. Verify current rates directly with each institution before making any deposit decision.

Week ending July 19, 2026

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