Weekly CD Rate Report — Week Ending August 23, 2026

Key stats

All US banks · week-over-week

3-month CD

2.00%

median APY

±0.00% WoW

Matching Treasury

3.88%+2 bps

6-month CD

3.20%

median APY

±0.00% WoW

Matching Treasury

3.95%±0 bps

9-month CD

3.40%

median APY

±0.00% WoW

Matching Treasury

3.99%+3 bps

12-month CD

3.25%

median APY

±0.00% WoW

Matching Treasury

4.03%+5 bps

At a glance

Executive Summary

CD rates held broadly flat, with the 3-month flat, the 6-month flat, the 9-month flat, and the 12-month flat against a mixed Treasury backdrop.
The 3-month median APY held flat at 2.00% this week. The ≥ $100B tier rose 85 bps and the $5B – $10B tier fell 5 bps. The matching 3-month Treasury yield rose 2 bps to 3.88% over the same week. Largest single-bank move: Bank of Franklin County raised 371 bps.
The 6-month median APY held flat at 3.20% this week. The $10B – $50B tier fell 10 bps; no tier posted an increase. The matching 6-month Treasury yield held flat to 3.95%. Largest single-bank move: Raymond James Bank cut 406 bps.
The 9-month median APY held flat at 3.40% this week. The $10B – $50B tier fell 5 bps; no tier posted an increase. The matching 9-month Treasury yield rose 3 bps to 3.99% over the same week. Largest single-bank move: SEA COMM FEDERAL CREDIT UNION cut 445 bps.
The 12-month median APY held flat at 3.25% this week. The ≥ $100B tier rose 125 bps and the $50B – $100B tier fell 24 bps. The matching 12-month Treasury yield rose 5 bps to 4.03% over the same week. Unusual: one moved materially while the other was essentially flat. Largest single-bank move: Raymond James Bank cut 421 bps.

CD Summary Statistics by Deposit Tier

Each tier shows the average and median of contributing banks' best APYs, the bank holding the lowest and highest APY in the tier, and the bank whose APY moved most week-over-week.

3-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$10.79T	1.91% −0.01%	2.00% ±0.00%	0.01% Central Bank of Kansas City · $500 min	5.02% R Bank · $1K min	Bank of Franklin County 3.75% (+3.71%)
≥ $100B	$6.93T	2.08% +0.33%	2.60% +0.85%	0.05% Truist Bank · $1K min	3.85% Charles Schwab Bank, SSB · No min	Ally Bank 2.70% (+2.67%)
$50B – $100B	$970.2B	1.66% ±0.00%	2.00% ±0.00%	0.01% Webster Bank, National Association · $500 min	3.90% COMERICA BANK · $3K min	N/A
$10B – $50B	$1.21T	2.35% −0.07%	3.00% ±0.00%	0.02% Associated Bank, National Association · $10K min	4.01% State Bank of India · No min	Raymond James Bank 0.03% (−2.87%)
$5B – $10B	$435.8B	2.23% −0.08%	2.73% −0.05%	0.03% Central Pacific Bank · $100K min	4.00% Poppy Bank · $1K min	TrustCo Bank 0.20% (−3.30%)
< $5B	$1.24T	1.87% −0.00%	1.86% +0.02%	0.01% Central Bank of Kansas City · $500 min	5.02% R Bank · $1K min	Bank of Franklin County 3.75% (+3.71%)

Median 3-month APY held flat at 2.00%. The ≥ $100B tier rose 85 bps and the $5B – $10B tier fell 5 bps. The matching 3-month Treasury yield rose 2 bps to 3.88% over the same week.

6-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$10.79T	2.62% −0.02%	3.20% ±0.00%	0.01% COMMUNITY FINANCIAL CREDIT UNION · $100 min	5.07% R Bank · $1K min	Raymond James Bank 0.04% (−4.06%)
≥ $100B	$6.93T	2.52% +0.23%	3.30% ±0.00%	0.03% Bank of America, National Association · $100K min	4.05% E*TRADE · No min	Ally Bank 3.50% (+3.46%)
$50B – $100B	$970.2B	2.26% ±0.00%	2.84% ±0.00%	0.01% USAA Federal Savings Bank · $250 min	4.10% Synchrony Bank · No min	N/A
$10B – $50B	$1.21T	2.70% −0.12%	3.15% −0.10%	0.03% Bank of America California, National Association · $100K min	4.27% State Bank of India · No min	Raymond James Bank 0.04% (−4.06%)
$5B – $10B	$435.8B	2.71% −0.20%	3.43% −0.02%	0.04% RBC Bank, (Georgia) National Association · No min	4.10% Capitol Federal Savings Bank · $1K min	Republic Bank & Trust Company 0.04% (−3.86%)
< $5B	$1.24T	2.61% −0.01%	3.20% ±0.00%	0.01% COMMUNITY FINANCIAL CREDIT UNION · $100 min	5.07% R Bank · $1K min	NASA FEDERAL CREDIT UNION 0.04% (−4.06%)

Median 6-month APY held flat at 3.20%. The $10B – $50B tier fell 10 bps; no tier posted an increase. The matching 6-month Treasury yield held flat to 3.95%.

9-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$10.79T	2.82% +0.00%	3.40% ±0.00%	0.01% The Bank of Brodhead · $500 min	5.30% CCFBank National Association · $5K min	SEA COMM FEDERAL CREDIT UNION 0.05% (−4.45%)
≥ $100B	$6.93T	2.98% +0.41%	3.75% ±0.00%	0.05% Truist Bank · $1K min	4.10% E*TRADE · No min	Ally Bank 3.75% (+3.71%)
$50B – $100B	$970.2B	2.30% ±0.00%	2.73% ±0.00%	0.01% Webster Bank, National Association · $500 min	4.00% CIBC Bank USA · $1K min	N/A
$10B – $50B	$1.21T	2.82% −0.16%	3.30% −0.05%	0.02% Associated Bank, National Association · $10K min	4.27% State Bank of India · No min	Barclays Bank Delaware 4.15% (+0.15%)
$5B – $10B	$435.8B	2.94% −0.10%	3.48% −0.02%	0.05% Old Second National Bank · $1K min	4.30% EagleBank · $1K min	TrustCo Bank 0.40% (−3.20%)
< $5B	$1.24T	2.82% +0.01%	3.40% +0.00%	0.01% The Bank of Brodhead · $500 min	5.30% CCFBank National Association · $5K min	SEA COMM FEDERAL CREDIT UNION 0.05% (−4.45%)

Median 9-month APY held flat at 3.40%. The $10B – $50B tier fell 5 bps; no tier posted an increase. The matching 9-month Treasury yield rose 3 bps to 3.99% over the same week.

12-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$10.79T	2.74% −0.01%	3.25% ±0.00%	0.01% The Bank of Brodhead · No min	5.38% TOWN & COUNTRY FEDERAL CREDIT UNION · $500 min	Raymond James Bank 0.04% (−4.21%)
≥ $100B	$6.93T	2.71% +0.40%	3.25% +1.25%	0.03% Bank of America, National Association · $100K min	4.20% Charles Schwab Bank, SSB · No min	Ally Bank 3.90% (+3.86%)
$50B – $100B	$970.2B	2.04% −0.17%	2.09% −0.24%	0.01% USAA Federal Savings Bank · $250 min	4.15% CIBC Bank USA · $1K min	Columbia Bank 0.10% (−2.40%)
$10B – $50B	$1.21T	2.75% −0.11%	3.00% ±0.00%	0.03% Bank of America California, National Association · $100K min	4.52% State Bank of India · No min	Raymond James Bank 0.04% (−4.21%)
$5B – $10B	$435.8B	2.77% −0.09%	3.27% −0.02%	0.01% Republic Bank & Trust Company · $1K min	4.30% CFG Bank · $500 min	RBC Bank, (Georgia) National Association 0.04% (−4.06%)
< $5B	$1.24T	2.75% −0.00%	3.25% ±0.00%	0.01% The Bank of Brodhead · No min	5.38% TOWN & COUNTRY FEDERAL CREDIT UNION · $500 min	NASA FEDERAL CREDIT UNION 0.04% (−4.11%)

Median 12-month APY held flat at 3.25%. The ≥ $100B tier rose 125 bps and the $50B – $100B tier fell 24 bps. The matching 12-month Treasury yield rose 5 bps to 4.03% over the same week.

CDs by State

Banks are attributed to every state where they have at least one open branch. Median APY is the median of each contributing bank's best APY for the tenor.

Biggest Movers

VT · 9-month: 0.44% (−2.96%)
MP · 12-month: 1.50% (−1.40%)
VT · 3-month: 1.00% (−1.35%)
KY · 3-month: 1.05% (−0.95%)
UT · 3-month: 2.70% (+0.53%)

CDs by State — 3-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	51	1.90%	±0.00%	N/A
AL	273	2.50%	±0.00%	N/A
AR	103	1.05%	±0.00%	N/A
AZ	423	2.50%	±0.00%	Bankers Trust Company 3.60% (−0.20%)
CA	2367	2.78%	−0.02%	HANSCOM FEDERAL CREDIT UNION 0.04% (−3.46%)
CO	334	2.70%	±0.00%	Grand Valley Bank 3.35% (+0.25%)
CT	468	0.88%	±0.00%	Ascend Bank 0.05% (−0.05%)
DC	91	1.00%	±0.00%	N/A
DE	102	2.10%	±0.00%	N/A
FL	2039	2.38%	−0.39%	TrustCo Bank 0.20% (−3.30%)
GA	665	2.00%	±0.00%	United Bank 0.01% (−0.49%)
GU	7	2.90%	±0.00%	First Hawaiian Bank 0.13% (+0.03%)
HI	210	2.90%	±0.00%	First Hawaiian Bank 0.13% (+0.03%)
IA	355	1.56%	±0.00%	Earlham Savings Bank 2.75% (+0.25%)
ID	270	2.71%	±0.00%	WESTMARK CREDIT UNION 0.02% (−1.48%)
IL	771	1.25%	±0.00%	CORNERSTONE CREDIT UNION 0.01% (−0.99%)
IN	410	2.17%	+0.17%	FORT FINANCIAL FEDERAL CREDIT UNION 0.80% (+0.25%)
KS	407	1.58%	±0.00%	The Bank of Tescott 0.01% (−0.65%)
KY	278	1.05%	−0.95%	First Guaranty Bank 0.03% (−2.67%)
LA	235	1.82%	±0.00%	Resource Bank 3.03% (+3.00%)
MA	938	2.64%	+0.13%	GFA FEDERAL CREDIT UNION 3.75% (+3.55%)
MD	548	1.00%	±0.00%	HANSCOM FEDERAL CREDIT UNION 0.04% (−3.46%)
ME	329	2.07%	±0.00%	Norway Savings Bank 0.15% (+0.05%)
MI	508	2.71%	+0.03%	First National Bank of Michigan 3.70% (+1.53%)
MN	368	2.88%	±0.00%	N/A
MO	434	1.05%	±0.00%	Bank of Franklin County 3.75% (+3.71%)
MP	2	1.51%	+0.01%	First Hawaiian Bank 0.13% (+0.03%)
MS	130	0.50%	±0.00%	FORT FINANCIAL FEDERAL CREDIT UNION 0.80% (+0.25%)
MT	44	1.84%	±0.00%	N/A
NC	1198	1.50%	±0.00%	Benchmark Community Bank 0.85% (+0.25%)
ND	100	3.29%	±0.00%	N/A
NE	249	1.20%	−0.05%	Security Bank 1.00% (−0.31%)
NH	185	3.00%	+0.24%	GFA FEDERAL CREDIT UNION 3.75% (+3.55%)
NJ	1113	2.60%	±0.00%	Lusitania Savings Bank 3.75% (+3.70%)
NM	166	1.01%	±0.00%	N/A
NV	235	2.78%	±0.00%	N/A
NY	1147	2.48%	−0.13%	TrustCo Bank 0.20% (−3.30%)
OH	509	0.88%	+0.18%	KEMBA FINANCIAL CREDIT UNION 3.00% (+2.97%)
OK	234	2.34%	±0.00%	Bank of Commerce 3.60% (+0.25%)
OR	303	2.13%	−0.17%	First Federal Savings and Loan Association of McMinnville 0.04% (−3.61%)
PA	1722	1.00%	−0.25%	First Federal Savings and Loan Association of Greene Co 0.02% (−2.00%)
PR	1	3.80%	±0.00%	N/A
RI	103	1.69%	±0.00%	Bristol County Savings Bank 3.14% (−0.51%)
SC	623	1.00%	−0.25%	S. C. STATE FEDERAL CREDIT UNION 0.02% (−1.49%)
SD	89	3.35%	±0.00%	N/A
TN	508	2.25%	−0.13%	Lawrence Bank 0.03% (−2.49%)
TX	1857	2.62%	+0.09%	Texas National Bank of Jacksonville 0.50% (+0.49%)
UT	387	2.70%	+0.53%	Ally Bank 2.70% (+2.67%)
VA	1118	1.00%	±0.00%	HANSCOM FEDERAL CREDIT UNION 0.04% (−3.46%)
VT	44	1.00%	−1.35%	TrustCo Bank 0.20% (−3.30%)
WA	627	2.75%	±0.00%	N/A
WI	649	0.50%	−0.15%	Mound City Bank 2.05% (+2.03%)
WV	153	0.50%	−0.25%	First Guaranty Bank 0.03% (−2.67%)
WY	47	2.78%	±0.00%	ANB Bank 3.00% (+0.12%)

CDs by State — 6-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	55	2.75%	±0.00%	N/A
AL	417	3.50%	±0.00%	FAMILY SAVINGS CREDIT UNION 4.00% (+0.30%)
AR	217	3.02%	+0.02%	Fidelity Bank 3.60% (+0.60%)
AZ	541	3.20%	±0.00%	PIMA FEDERAL CREDIT UNION 3.50% (−0.50%)
CA	2537	3.20%	±0.00%	HANSCOM FEDERAL CREDIT UNION 0.04% (−3.46%)
CO	378	3.29%	+0.04%	Grand Valley Bank 3.35% (+0.25%)
CT	613	2.40%	−0.11%	NBT Bank, National Association 2.53% (−0.49%)
DC	113	2.69%	−0.17%	NASA FEDERAL CREDIT UNION 0.04% (−4.06%)
DE	143	3.15%	±0.00%	The Farmers Bank of Willards 3.57% (+0.25%)
FL	2126	3.50%	−0.05%	Raymond James Bank 0.04% (−4.06%)
GA	804	3.10%	−0.24%	RBC Bank, (Georgia) National Association 0.04% (−3.56%)
GU	7	2.60%	±0.00%	N/A
HI	228	2.88%	±0.00%	HAWAIIUSA FEDERAL CREDIT UNION 3.25% (−0.25%)
IA	510	3.17%	+0.12%	TruBank 4.15% (+3.70%)
ID	287	3.20%	±0.00%	WESTMARK CREDIT UNION 0.02% (−1.98%)
IL	856	2.22%	−0.06%	Old Second National Bank 0.05% (−3.45%)
IN	505	3.05%	−0.08%	Republic Bank & Trust Company 0.04% (−3.86%)
KS	504	2.95%	−0.04%	The Bank of Tescott 0.03% (−3.23%)
KY	403	2.79%	−0.46%	Republic Bank & Trust Company 0.04% (−3.86%)
LA	340	3.30%	±0.00%	Resource Bank 3.02% (+2.99%)
MA	1349	2.75%	+0.15%	GFA FEDERAL CREDIT UNION 3.75% (+3.50%)
MD	784	2.18%	−0.32%	NASA FEDERAL CREDIT UNION 0.04% (−4.06%)
ME	412	3.35%	±0.00%	Franklin Savings Bank 3.40% (+3.37%)
MI	841	3.16%	+0.04%	COMMUNITY FINANCIAL CREDIT UNION 0.01% (−1.04%)
MN	474	3.25%	+0.01%	The First State Bank of Rosemount 4.04% (+4.00%)
MO	545	3.00%	+0.01%	Republic Bank & Trust Company 0.04% (−3.86%)
MP	2	1.36%	±0.00%	N/A
MS	189	1.50%	±0.00%	FORT FINANCIAL FEDERAL CREDIT UNION 0.85% (+0.25%)
MT	65	3.52%	+0.05%	Farmers State Bank 0.03% (−2.89%)
NC	1608	2.55%	+0.02%	TELCO COMMUNITY CREDIT UNION 3.60% (+3.56%)
ND	103	3.25%	±0.00%	N/A
NE	421	2.84%	+0.08%	Enterprise Bank 3.90% (+3.40%)
NH	310	3.25%	+0.05%	Passumpsic Savings Bank 3.70% (+3.66%)
NJ	1363	3.00%	±0.00%	Lusitania Savings Bank 3.75% (+3.70%)
NM	193	2.77%	±0.00%	STATE EMPLOYEES CREDIT UNION 5.00% (+0.50%)
NV	241	2.92%	±0.00%	Credit One Bank, National Association 4.25% (+0.05%)
NY	2065	3.27%	−0.03%	G.P.O. FEDERAL CREDIT UNION 0.04% (−3.96%)
OH	680	3.15%	±0.00%	Republic Bank & Trust Company 0.04% (−3.86%)
OK	286	3.34%	±0.00%	Bank of Commerce 3.75% (+0.40%)
OR	340	2.51%	−0.51%	First Federal Savings and Loan Association of McMinnville 0.04% (−3.51%)
PA	2112	3.06%	−0.03%	USX FEDERAL CREDIT UNION 3.75% (+3.71%)
PR	1	3.85%	±0.00%	N/A
RI	137	2.63%	±0.00%	Bristol County Savings Bank 3.12% (−0.51%)
SC	676	1.96%	−0.29%	S. C. STATE FEDERAL CREDIT UNION 0.04% (−3.49%)
SD	111	3.60%	±0.00%	N/A
TN	692	3.45%	−0.05%	Republic Bank & Trust Company 0.04% (−3.86%)
TX	2089	3.40%	±0.00%	Texas National Bank of Jacksonville 0.75% (+0.74%)
UT	430	3.56%	±0.00%	Ally Bank 3.50% (+3.46%)
VA	1282	2.50%	±0.00%	NASA FEDERAL CREDIT UNION 0.04% (−4.06%)
VT	164	3.00%	±0.00%	Passumpsic Savings Bank 3.70% (+3.66%)
WA	790	3.38%	+0.02%	N/A
WI	886	2.01%	−0.27%	PyraMax Bank, FSB 0.10% (−3.90%)
WV	176	2.60%	−0.10%	First Guaranty Bank 0.03% (−2.67%)
WY	55	3.24%	±0.00%	ANB Bank 3.10% (+0.12%)

CDs by State — 9-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	9	2.00%	±0.00%	N/A
AL	113	3.50%	+0.02%	N/A
AR	56	3.45%	±0.00%	N/A
AZ	167	3.25%	+0.20%	Bankers Trust Company 3.82% (−0.20%)
CA	785	3.40%	−0.08%	HANSCOM FEDERAL CREDIT UNION 0.04% (−3.96%)
CO	137	3.32%	±0.00%	N/A
CT	195	2.80%	±0.00%	Ascend Bank 2.75% (+2.70%)
DC	41	3.30%	−0.24%	NASA FEDERAL CREDIT UNION 0.04% (−4.26%)
DE	42	3.58%	±0.00%	Barclays Bank Delaware 4.15% (+0.15%)
FL	1010	3.50%	−0.03%	TrustCo Bank 0.40% (−3.20%)
GA	262	3.40%	±0.00%	N/A
GU	3	0.14%	±0.00%	N/A
HI	115	2.25%	±0.00%	N/A
IA	241	3.66%	+0.15%	Farmers State Bank 4.00% (+3.80%)
ID	133	3.41%	−0.17%	WESTMARK CREDIT UNION 0.04% (−3.76%)
IL	381	2.78%	±0.00%	Republic Bank of Chicago 0.01% (−0.74%)
IN	258	3.25%	+0.00%	FORT FINANCIAL FEDERAL CREDIT UNION 1.50% (+0.25%)
KS	250	2.88%	−0.28%	The Bank of Tescott 0.03% (−3.23%)
KY	105	3.48%	±0.00%	MEMBERS CHOICE CREDIT UNION 2.79% (+2.76%)
LA	230	3.53%	±0.00%	N/A
MA	827	3.25%	±0.00%	HANSCOM FEDERAL CREDIT UNION 0.04% (−3.96%)
MD	350	3.25%	−0.15%	NASA FEDERAL CREDIT UNION 0.04% (−4.26%)
ME	217	3.27%	+0.05%	Franklin Savings Bank 3.65% (+3.61%)
MI	306	3.35%	±0.00%	Isabella Bank 2.75% (−0.25%)
MN	86	3.65%	±0.00%	N/A
MO	232	2.92%	+0.23%	MEMBERS CHOICE CREDIT UNION 2.79% (+2.76%)
MP	1	0.14%	±0.00%	N/A
MS	16	1.50%	+0.13%	FORT FINANCIAL FEDERAL CREDIT UNION 1.50% (+0.25%)
MT	13	3.97%	±0.00%	N/A
NC	755	3.23%	±0.00%	REV FEDERAL CREDIT UNION 3.50% (−0.50%)
ND	19	3.80%	±0.00%	N/A
NE	167	2.25%	±0.00%	Bankers Trust Company 3.82% (−0.20%)
NH	156	3.25%	±0.00%	Bar Harbor Bank & Trust 3.50% (+0.10%)
NJ	800	3.15%	−0.05%	Lusitania Savings Bank 3.75% (+3.70%)
NM	68	2.21%	±0.00%	N/A
NV	82	3.38%	±0.00%	N/A
NY	825	3.40%	−0.10%	SEA COMM FEDERAL CREDIT UNION 0.05% (−4.45%)
OH	384	3.15%	±0.00%	Portage Community Bank 3.50% (+0.25%)
OK	78	3.50%	±0.00%	N/A
OR	234	3.15%	−0.10%	First Federal Savings and Loan Association of McMinnville 0.03% (−3.22%)
PA	1325	3.25%	±0.00%	Orrstown Bank 3.09% (+0.31%)
RI	73	2.75%	±0.00%	Bristol County Savings Bank 3.10% (−0.50%)
SC	350	2.25%	±0.00%	Countybank 0.01% (−1.00%)
SD	22	3.56%	±0.00%	N/A
TN	307	3.60%	+0.07%	N/A
TX	440	3.44%	±0.00%	The Brenham National Bank 3.15% (+3.10%)
UT	190	3.58%	+0.04%	Ally Bank 3.75% (+3.71%)
VA	564	2.84%	−0.36%	NASA FEDERAL CREDIT UNION 0.04% (−4.26%)
VT	44	0.44%	−2.96%	SEA COMM FEDERAL CREDIT UNION 0.05% (−4.45%)
WA	348	3.48%	±0.00%	N/A
WI	393	3.28%	+0.03%	John Deere Financial, f.s.b. 4.00% (+3.80%)
WV	80	3.25%	±0.00%	N/A
WY	12	2.89%	±0.00%	N/A

CDs by State — 12-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	56	2.98%	±0.00%	NORTHERN SKIES FEDERAL CREDIT UNION 4.20% (+0.20%)
AL	416	3.45%	+0.03%	FAMILY SAVINGS CREDIT UNION 4.10% (+0.70%)
AR	137	2.73%	±0.00%	Fidelity Bank 3.45% (−0.15%)
AZ	503	3.22%	−0.18%	Columbia Bank 0.10% (−2.40%)
CA	2589	3.25%	−0.04%	PARTNERS FEDERAL CREDIT UNION 0.04% (−3.81%)
CO	389	3.29%	+0.04%	Columbia Bank 0.10% (−2.40%)
CT	608	2.75%	±0.00%	Ascend Bank 2.65% (+2.60%)
DC	121	3.00%	±0.00%	NASA FEDERAL CREDIT UNION 0.04% (−4.11%)
DE	144	3.00%	±0.00%	Barclays Bank Delaware 4.00% (−0.15%)
FL	2232	3.30%	±0.00%	Raymond James Bank 0.04% (−4.21%)
GA	753	3.25%	−0.06%	RBC Bank, (Georgia) National Association 0.04% (−4.06%)
GU	7	2.90%	±0.00%	First Hawaiian Bank 0.10% (−2.80%)
HI	239	2.80%	−0.10%	First Hawaiian Bank 0.10% (−2.80%)
IA	510	3.13%	+0.12%	TruBank 4.15% (+3.05%)
ID	287	3.25%	−0.15%	WESTMARK CREDIT UNION 0.04% (−3.91%)
IL	858	2.46%	−0.06%	CORNERSTONE CREDIT UNION 0.04% (−3.66%)
IN	618	3.24%	−0.01%	L & N FEDERAL CREDIT UNION 3.25% (+3.00%)
KS	497	3.20%	+0.05%	The Bank of Tescott 0.03% (−3.23%)
KY	392	3.20%	+0.05%	L & N FEDERAL CREDIT UNION 3.25% (+3.00%)
LA	345	3.40%	±0.00%	Resource Bank 3.00% (+2.97%)
MA	1336	2.53%	−0.11%	HANSCOM FEDERAL CREDIT UNION 0.04% (−3.71%)
MD	809	2.80%	−0.20%	NASA FEDERAL CREDIT UNION 0.04% (−4.11%)
ME	419	3.02%	+0.02%	Franklin Savings Bank 3.35% (+3.32%)
MI	897	3.25%	±0.00%	COMMUNITY FINANCIAL CREDIT UNION 0.01% (−1.15%)
MN	480	3.30%	+0.05%	The First State Bank of Rosemount 3.74% (+3.70%)
MO	479	3.15%	+0.06%	Bank of Franklin County 3.65% (+3.61%)
MP	2	1.50%	−1.40%	First Hawaiian Bank 0.10% (−2.80%)
MS	189	2.38%	−0.12%	MUTUAL FEDERAL CREDIT UNION 0.35% (−3.40%)
MT	64	3.50%	±0.00%	Farmers State Bank 0.03% (−2.91%)
NC	1584	3.00%	±0.00%	TELCO COMMUNITY CREDIT UNION 3.40% (+3.37%)
ND	118	3.25%	±0.00%	N/A
NE	412	3.00%	+0.03%	Enterprise Bank 3.75% (+3.00%)
NH	310	3.00%	+0.22%	Passumpsic Savings Bank 3.55% (+3.51%)
NJ	1359	3.00%	±0.00%	Lusitania Savings Bank 3.75% (+3.70%)
NM	196	2.95%	±0.00%	STATE EMPLOYEES CREDIT UNION 3.75% (+0.50%)
NV	245	3.00%	±0.00%	Columbia Bank 0.10% (−2.40%)
NY	1993	3.17%	−0.08%	G.P.O. FEDERAL CREDIT UNION 0.04% (−3.96%)
OH	754	3.48%	+0.13%	USX FEDERAL CREDIT UNION 3.50% (+3.46%)
OK	269	2.99%	±0.00%	Bank of Commerce 4.00% (+0.65%)
OR	346	2.95%	−0.07%	First Federal Savings and Loan Association of McMinnville 0.03% (−3.22%)
PA	2116	3.00%	−0.14%	First Federal Savings and Loan Association of Greene Co 0.04% (−3.49%)
PR	1	3.90%	±0.00%	N/A
RI	137	2.75%	±0.00%	Bristol County Savings Bank 3.15% (−0.52%)
SC	649	2.41%	−0.17%	S. C. STATE FEDERAL CREDIT UNION 0.04% (−3.56%)
SD	105	3.74%	±0.00%	N/A
TN	624	3.25%	±0.00%	Lawrence Bank 0.03% (−2.75%)
TX	2201	3.45%	+0.11%	UNIVERSITY FEDERAL CREDIT UNION 3.50% (+3.25%)
UT	441	3.80%	+0.08%	Ally Bank 3.90% (+3.86%)
VA	1328	3.00%	±0.00%	NASA FEDERAL CREDIT UNION 0.04% (−4.11%)
VT	159	2.64%	+0.01%	Passumpsic Savings Bank 3.55% (+3.51%)
WA	803	3.25%	±0.00%	Columbia Bank 0.10% (−2.40%)
WI	882	2.75%	+0.18%	WaterStone Bank, SSB 4.00% (+3.75%)
WV	182	2.48%	−0.15%	First Guaranty Bank 0.03% (−2.52%)
WY	52	3.30%	+0.21%	Big Horn Federal Savings Bank 3.30% (+0.30%)

Methodology & disclaimer

This report was automatically generated from www.depositmonitor.com data. CD APYs reflect the latest observed rate per bank within a 30-day lookback window ending August 23, 2026. Treasury yields are sourced from the US Department of the Treasury daily par yield curve.

Disclaimer: The information presented is for informational and competitive- intelligence purposes only and does not constitute financial, investment, tax, or legal advice. Deposit rates change frequently and may differ from those shown depending on deposit size, term, region, eligibility, and other conditions set by each institution. While we make best efforts to ensure accuracy, Deposit Monitor makes no warranty, express or implied, regarding the completeness or timeliness of this data. Verify current rates directly with each institution before making any deposit decision.

Week ending August 23, 2026

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