Weekly CD Rate Report — Week Ending August 30, 2026

Key stats

All US banks · week-over-week

3-month CD

2.00%

median APY

±0.00% WoW

Matching Treasury

3.90%+2 bps

6-month CD

3.20%

median APY

±0.00% WoW

Matching Treasury

4.02%+7 bps

9-month CD

3.39%

median APY

+0.04% WoW

Matching Treasury

4.08%+9 bps

12-month CD

3.25%

median APY

±0.00% WoW

Matching Treasury

4.15%+12 bps

At a glance

Executive Summary

CD rates were mixed, with the 3-month flat, the 6-month flat, the 9-month higher, and the 12-month flat against a mixed Treasury backdrop.
The 3-month median APY held flat at 2.00% this week. The < $5B tier rose 3 bps; no tier posted a decline. The matching 3-month Treasury yield rose 2 bps to 3.90% over the same week. Largest single-bank move: The North Country Savings Bank cut 403 bps.
The 6-month median APY held flat at 3.20% this week. The $10B – $50B tier rose 5 bps; no tier posted a decline. The matching 6-month Treasury yield rose 7 bps to 4.02% over the same week. Unusual: one moved materially while the other was essentially flat. Largest single-bank move: NASA FEDERAL CREDIT UNION raised 406 bps.
The 9-month median APY rose 4 bps to 3.39% this week. The ≥ $100B tier rose 50 bps; no tier posted a decline. The matching 9-month Treasury yield rose 9 bps to 4.08% over the same week. Largest single-bank move: SEA COMM FEDERAL CREDIT UNION raised 445 bps.
The 12-month median APY held flat at 3.25% this week. The $5B – $10B tier rose 5 bps; no tier posted a decline. The matching 12-month Treasury yield rose 12 bps to 4.15% over the same week. Unusual: one moved materially while the other was essentially flat. Largest single-bank move: COOSA VALLEY CREDIT UNION raised 419 bps.

CD Summary Statistics by Deposit Tier

Each tier shows the average and median of contributing banks' best APYs, the bank holding the lowest and highest APY in the tier, and the bank whose APY moved most week-over-week.

3-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$15.91T	1.90% +0.01%	2.00% ±0.00%	0.01% MEMBERS CHOICE CREDIT UNION · No min	5.02% R Bank · $1K min	The North Country Savings Bank 0.04% (−4.03%)
≥ $100B	$12.00T	1.15% +0.05%	0.15% ±0.00%	0.01% Regions Bank · $500 min	3.91% Charles Schwab Bank, SSB · No min	Ally Bank 3.50% (+0.80%)
$50B – $100B	$961.8B	1.66% ±0.00%	2.00% ±0.00%	0.01% Webster Bank, National Association · $500 min	3.90% COMERICA BANK · $3K min	N/A
$10B – $50B	$1.27T	2.39% +0.07%	3.00% ±0.00%	0.02% Associated Bank, National Association · $1K min	4.01% State Bank of India · No min	Raymond James Bank 2.85% (+2.82%)
$5B – $10B	$441.3B	2.21% +0.04%	2.70% ±0.00%	0.03% American Savings Bank, National Association · $10K min	4.00% Poppy Bank · $1K min	TrustCo Bank 3.45% (+3.25%)
< $5B	$1.24T	1.87% +0.00%	1.88% +0.03%	0.01% MEMBERS CHOICE CREDIT UNION · No min	5.02% R Bank · $1K min	The North Country Savings Bank 0.04% (−4.03%)

Median 3-month APY held flat at 2.00%. The < $5B tier rose 3 bps; no tier posted a decline. The matching 3-month Treasury yield rose 2 bps to 3.90% over the same week.

6-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$15.91T	2.62% +0.02%	3.20% ±0.00%	0.01% USAA Federal Savings Bank · $250 min	5.50% DOW CREDIT UNION · $500 min	NASA FEDERAL CREDIT UNION 4.10% (+4.06%)
≥ $100B	$12.00T	1.95% ±0.00%	2.25% ±0.00%	0.01% Fifth Third Bank, National Association · $50K min	4.05% Morgan Stanley Private Bank, National Association · No min	N/A
$50B – $100B	$961.8B	2.26% ±0.00%	2.84% ±0.00%	0.01% USAA Federal Savings Bank · $250 min	4.10% Synchrony Bank · No min	N/A
$10B – $50B	$1.27T	2.77% +0.11%	3.15% +0.05%	0.03% Bank of America California, National Association · $100K min	4.27% State Bank of India · No min	Raymond James Bank 4.05% (+4.01%)
$5B – $10B	$441.3B	2.72% +0.06%	3.45% +0.04%	0.03% American Savings Bank, National Association · $10K min	4.10% Capitol Federal Savings Bank · $1K min	Republic Bank & Trust Company 3.90% (+3.86%)
< $5B	$1.24T	2.63% +0.02%	3.20% ±0.00%	0.01% 1ST ADVANTAGE FEDERAL CREDIT UNION · $500 min	5.50% DOW CREDIT UNION · $500 min	NASA FEDERAL CREDIT UNION 4.10% (+4.06%)

Median 6-month APY held flat at 3.20%. The $10B – $50B tier rose 5 bps; no tier posted a decline. The matching 6-month Treasury yield rose 7 bps to 4.02% over the same week.

9-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$15.91T	2.82% +0.04%	3.39% +0.04%	0.01% NVE BANK · $500 min	5.30% CCFBank National Association · $5K min	SEA COMM FEDERAL CREDIT UNION 4.50% (+4.45%)
≥ $100B	$12.00T	1.87% +0.11%	1.95% +0.50%	0.01% Regions Bank · $500 min	4.10% Morgan Stanley Private Bank, National Association · No min	The Huntington National Bank 2.50% (+2.25%)
$50B – $100B	$961.8B	2.30% ±0.00%	2.73% ±0.00%	0.01% Webster Bank, National Association · $500 min	4.00% CIBC Bank USA · $1K min	N/A
$10B – $50B	$1.27T	2.79% +0.06%	3.27% ±0.00%	0.02% Associated Bank, National Association · $1K min	4.27% State Bank of India · No min	SCHOOLSFIRST FEDERAL CREDIT UNION 3.95% (+2.95%)
$5B – $10B	$441.3B	3.05% +0.11%	3.50% +0.02%	0.05% Old Second National Bank · $1K min	4.30% EagleBank · $1K min	TrustCo Bank 3.50% (+3.10%)
< $5B	$1.24T	2.86% +0.03%	3.40% ±0.00%	0.01% NVE BANK · $500 min	5.30% CCFBank National Association · $5K min	SEA COMM FEDERAL CREDIT UNION 4.50% (+4.45%)

Median 9-month APY rose 4 bps to 3.39%. The ≥ $100B tier rose 50 bps; no tier posted a decline. The matching 9-month Treasury yield rose 9 bps to 4.08% over the same week.

12-Month CDs

Tier	Total Deposits	Avg	Median	Min	Max	Top Mover
All banks	$15.91T	2.75% +0.03%	3.25% ±0.00%	0.01% USAA Federal Savings Bank · $250 min	5.38% TOWN & COUNTRY FEDERAL CREDIT UNION · $500 min	COOSA VALLEY CREDIT UNION 4.49% (+4.19%)
≥ $100B	$12.00T	2.01% −0.01%	2.00% ±0.00%	0.01% Regions Bank · $500 min	4.20% Charles Schwab Bank, SSB · No min	Ally Bank 3.50% (−0.40%)
$50B – $100B	$961.8B	2.04% ±0.00%	2.09% ±0.00%	0.01% USAA Federal Savings Bank · $250 min	4.15% CIBC Bank USA · $1K min	N/A
$10B – $50B	$1.27T	2.81% +0.12%	3.00% ±0.00%	0.03% Bank of America California, National Association · $100K min	4.52% State Bank of India · No min	Raymond James Bank 4.20% (+4.16%)
$5B – $10B	$441.3B	2.78% +0.05%	3.30% +0.05%	0.03% American Savings Bank, National Association · $10K min	4.30% CFG Bank · $500 min	RBC Bank, (Georgia) National Association 4.10% (+4.06%)
< $5B	$1.24T	2.77% +0.02%	3.25% ±0.00%	0.01% 1ST ADVANTAGE FEDERAL CREDIT UNION · $500 min	5.38% TOWN & COUNTRY FEDERAL CREDIT UNION · $500 min	COOSA VALLEY CREDIT UNION 4.49% (+4.19%)

Median 12-month APY held flat at 3.25%. The $5B – $10B tier rose 5 bps; no tier posted a decline. The matching 12-month Treasury yield rose 12 bps to 4.15% over the same week.

CDs by State

Banks are attributed to every state where they have at least one open branch. Median APY is the median of each contributing bank's best APY for the tenor.

Biggest Movers

MP · 12-month: 2.88% (+1.38%)
OR · 3-month: 2.10% (+1.25%)
TN · 3-month: 1.59% (+1.09%)
MS · 9-month: 1.50% (+1.00%)
AZ · 3-month: 1.05% (−0.95%)

CDs by State — 3-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	51	1.90%	±0.00%	N/A
AL	632	0.55%	−0.72%	LEGACY COMMUNITY FEDERAL CREDIT UNION 0.03% (−2.47%)
AR	226	0.50%	±0.00%	N/A
AZ	840	1.05%	−0.95%	First Internet Bank of Indiana 0.03% (−3.11%)
CA	4435	2.67%	±0.00%	HANSCOM FEDERAL CREDIT UNION 3.50% (+3.46%)
CO	801	2.40%	±0.00%	N/A
CT	644	0.70%	±0.00%	N/A
DC	148	1.00%	±0.00%	N/A
DE	153	1.00%	±0.00%	N/A
FL	3265	1.11%	+0.31%	TrustCo Bank 3.45% (+3.25%)
GA	1046	0.60%	+0.05%	United Bank 0.50% (+0.49%)
GU	7	2.90%	±0.00%	N/A
HI	213	2.90%	±0.00%	American Savings Bank, National Association 0.03% (−2.72%)
IA	442	1.01%	−0.12%	Bankers Trust Company 3.80% (+0.20%)
ID	342	2.17%	±0.00%	WESTMARK CREDIT UNION 1.50% (+1.48%)
IL	1976	1.00%	±0.00%	First American Bank 1.00% (+0.99%)
IN	858	0.80%	−0.20%	First Internet Bank of Indiana 0.03% (−3.11%)
KS	493	1.15%	+0.10%	First Federal Bank of Kansas City 1.50% (−2.10%)
KY	572	0.50%	±0.00%	First Guaranty Bank 2.70% (+2.67%)
LA	463	1.38%	+0.38%	Fifth District Savings Bank 0.04% (−3.46%)
MA	1110	2.64%	+0.39%	HANSCOM FEDERAL CREDIT UNION 3.50% (+3.46%)
MD	730	1.00%	±0.00%	HANSCOM FEDERAL CREDIT UNION 3.50% (+3.46%)
ME	336	2.02%	±0.00%	N/A
MI	1525	2.27%	−0.11%	MICHIGAN EDUCATIONAL CREDIT UNION 0.02% (−1.98%)
MN	610	2.52%	−0.00%	N/A
MO	722	1.00%	±0.00%	First Federal Bank of Kansas City 1.50% (−2.10%)
MP	2	1.51%	±0.00%	N/A
MS	322	0.50%	±0.00%	FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION 2.18% (+0.90%)
MT	65	0.50%	±0.00%	N/A
NC	1468	1.00%	±0.00%	N/A
ND	122	3.02%	±0.00%	N/A
NE	378	1.00%	±0.00%	Security Bank 1.31% (+0.31%)
NH	199	2.76%	±0.00%	N/A
NJ	1483	2.17%	+0.55%	TrustCo Bank 3.45% (+3.25%)
NM	227	0.50%	±0.00%	FIRST FINANCIAL CREDIT UNION 3.04% (−0.10%)
NV	354	2.33%	±0.00%	N/A
NY	2026	2.17%	±0.00%	The North Country Savings Bank 0.04% (−4.03%)
OH	1714	0.60%	±0.00%	Sutton Bank 0.05% (−0.10%)
OK	329	2.25%	±0.00%	TRUITY FEDERAL CREDIT UNION 1.15% (+0.15%)
OR	522	2.10%	+1.25%	First Federal Savings and Loan Association of McMinnville 3.65% (+3.61%)
PA	2139	1.00%	±0.00%	First Federal Savings and Loan Association of Greene Co 2.02% (+2.00%)
PR	3	1.92%	±0.00%	N/A
RI	126	1.18%	±0.00%	N/A
SC	714	0.94%	+0.04%	Countybank 0.98% (+0.97%)
SD	115	3.08%	±0.00%	N/A
TN	893	1.59%	+1.09%	Lawrence Bank 2.52% (+2.49%)
TX	3056	2.50%	+0.16%	First Guaranty Bank 2.70% (+2.67%)
UT	480	1.77%	±0.00%	Ally Bank 3.50% (+0.80%)
VA	1256	1.00%	+0.07%	HANSCOM FEDERAL CREDIT UNION 3.50% (+3.46%)
VT	47	1.68%	+0.93%	TrustCo Bank 3.45% (+3.25%)
WA	920	2.50%	±0.00%	N/A
WI	990	0.50%	±0.00%	First American Bank 1.00% (+0.99%)
WV	197	0.50%	±0.00%	First Guaranty Bank 2.70% (+2.67%)
WY	80	2.17%	±0.00%	N/A

CDs by State — 6-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	65	2.38%	±0.00%	N/A
AL	770	3.25%	−0.09%	LEGACY COMMUNITY FEDERAL CREDIT UNION 0.04% (−3.46%)
AR	440	3.00%	−0.01%	Fidelity Bank 3.00% (−0.60%)
AZ	958	3.05%	±0.00%	First Internet Bank of Indiana 0.04% (−3.72%)
CA	4605	3.20%	+0.03%	HANSCOM FEDERAL CREDIT UNION 3.50% (+3.46%)
CO	900	3.20%	±0.00%	COLORADO CREDIT UNION 3.80% (+0.10%)
CT	836	2.28%	±0.00%	The Torrington Savings Bank 3.50% (+0.10%)
DC	170	2.84%	+0.29%	NASA FEDERAL CREDIT UNION 4.10% (+4.06%)
DE	194	3.00%	±0.00%	The Farmers Bank of Willards 3.30% (−0.27%)
FL	3355	3.45%	+0.10%	Raymond James Bank 4.05% (+4.01%)
GA	1185	3.10%	+0.26%	RBC Bank, (Georgia) National Association 3.60% (+3.56%)
GU	7	2.60%	±0.00%	N/A
HI	231	2.80%	−0.08%	American Savings Bank, National Association 0.03% (−2.72%)
IA	597	3.17%	+0.07%	Washington State Bank 4.00% (+2.39%)
ID	379	3.05%	±0.00%	WESTMARK CREDIT UNION 2.00% (+1.98%)
IL	2066	2.13%	±0.00%	First Savings Bank of Hegewisch 2.50% (−1.00%)
IN	984	2.63%	−0.19%	Republic Bank & Trust Company 3.90% (+3.86%)
KS	599	2.80%	+0.05%	The Bank of Tescott 3.26% (+3.23%)
KY	672	2.75%	±0.00%	Republic Bank & Trust Company 3.90% (+3.86%)
LA	547	3.25%	±0.00%	Fifth District Savings Bank 0.04% (−3.46%)
MA	1530	2.77%	+0.25%	HANSCOM FEDERAL CREDIT UNION 3.50% (+3.46%)
MD	966	2.25%	+0.07%	NASA FEDERAL CREDIT UNION 4.10% (+4.06%)
ME	449	3.35%	±0.00%	N/A
MI	1879	3.09%	±0.00%	MICHIGAN EDUCATIONAL CREDIT UNION 0.04% (−3.56%)
MN	716	3.24%	+0.00%	Woodlands National Bank 3.80% (−0.04%)
MO	872	2.80%	+0.01%	Republic Bank & Trust Company 3.90% (+3.86%)
MP	2	1.36%	±0.00%	N/A
MS	381	1.50%	±0.00%	FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION 2.52% (+1.13%)
MT	86	3.52%	±0.00%	Farmers State Bank 2.92% (+2.89%)
NC	1878	2.53%	±0.00%	LATINO COMMUNITY CREDIT UNION 3.40% (−0.10%)
ND	125	3.23%	±0.00%	N/A
NE	550	2.76%	±0.00%	FOUR POINTS FEDERAL CREDIT UNION 2.25% (+0.25%)
NH	324	3.25%	±0.00%	Union Bank 3.35% (+0.20%)
NJ	1734	3.00%	±0.00%	Apple Bank 3.00% (−1.00%)
NM	255	2.65%	±0.00%	WHITE SANDS FEDERAL CREDIT UNION 3.04% (−0.31%)
NV	360	3.00%	±0.00%	Farm Bureau Bank FSB 3.65% (+0.15%)
NY	3174	3.00%	−0.15%	Spring Bank 3.67% (+3.63%)
OH	2058	3.07%	+0.07%	Republic Bank & Trust Company 3.90% (+3.86%)
OK	460	3.34%	±0.00%	Triad Bank, National Association 0.50% (−1.26%)
OR	620	3.02%	+0.65%	First Federal Savings and Loan Association of McMinnville 3.55% (+3.51%)
PA	2611	3.00%	±0.00%	First Federal Savings and Loan Association of Greene Co 3.53% (+3.49%)
PR	3	3.42%	±0.00%	N/A
RI	160	2.25%	±0.00%	N/A
SC	767	1.75%	−0.01%	First Piedmont Federal Savings and Loan Association of Gaffney 0.02% (−1.75%)
SD	138	3.29%	±0.00%	Security First Bank 3.75% (+0.15%)
TN	1077	3.43%	+0.18%	Republic Bank & Trust Company 3.90% (+3.86%)
TX	3355	3.40%	±0.00%	First Guaranty Bank 2.70% (+2.67%)
UT	556	3.55%	±0.00%	Celtic Bank 3.51% (+0.10%)
VA	1420	2.50%	+0.13%	NASA FEDERAL CREDIT UNION 4.10% (+4.06%)
VT	177	2.84%	±0.00%	Union Bank 3.35% (+0.20%)
WA	1222	3.27%	−0.05%	OUR COMMUNITY CREDIT UNION 0.04% (−3.46%)
WI	1232	2.00%	±0.00%	The Bank of Brodhead 3.65% (+3.61%)
WV	220	2.13%	+0.13%	First Guaranty Bank 2.70% (+2.67%)
WY	88	3.13%	±0.00%	N/A

CDs by State — 9-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	19	1.02%	±0.00%	N/A
AL	465	1.20%	±0.00%	LEGACY COMMUNITY FEDERAL CREDIT UNION 0.04% (−3.46%)
AR	179	2.60%	+0.35%	The Huntington National Bank 2.50% (+2.25%)
AZ	584	3.02%	±0.00%	Bankers Trust Company 4.02% (+0.20%)
CA	2852	3.35%	+0.05%	HANSCOM FEDERAL CREDIT UNION 4.00% (+3.96%)
CO	659	2.38%	+0.17%	The Huntington National Bank 2.50% (+2.25%)
CT	418	2.00%	−0.55%	Ascend Bank 0.05% (−2.70%)
DC	98	3.27%	+0.42%	NASA FEDERAL CREDIT UNION 4.30% (+4.26%)
DE	93	3.35%	±0.00%	N/A
FL	2234	3.30%	±0.00%	TrustCo Bank 3.50% (+3.10%)
GA	646	2.30%	+0.05%	The Huntington National Bank 2.50% (+2.25%)
GU	3	0.14%	±0.00%	N/A
HI	118	2.25%	±0.00%	N/A
IA	350	3.01%	−0.49%	Farmers State Bank 0.20% (−3.80%)
ID	225	3.15%	+0.13%	WESTMARK CREDIT UNION 3.80% (+3.76%)
IL	1543	2.20%	+0.25%	The Huntington National Bank 2.50% (+2.25%)
IN	732	2.98%	+0.02%	The Huntington National Bank 2.50% (+2.25%)
KS	334	2.25%	+0.35%	The Bank of Tescott 3.26% (+3.23%)
KY	417	2.77%	+0.43%	MEMBERS CHOICE CREDIT UNION 0.03% (−2.76%)
LA	437	2.65%	−0.48%	Fifth District Savings Bank 0.03% (−3.42%)
MA	999	3.25%	±0.00%	HANSCOM FEDERAL CREDIT UNION 4.00% (+3.96%)
MD	532	3.30%	+0.53%	NASA FEDERAL CREDIT UNION 4.30% (+4.26%)
ME	254	3.23%	±0.00%	N/A
MI	1342	3.05%	+0.30%	The Huntington National Bank 2.50% (+2.25%)
MN	332	3.50%	±0.00%	The Huntington National Bank 2.50% (+2.25%)
MO	520	2.02%	±0.00%	MEMBERS CHOICE CREDIT UNION 0.03% (−2.76%)
MP	1	0.14%	±0.00%	N/A
MS	208	1.50%	+1.00%	The Huntington National Bank 2.50% (+2.25%)
MT	34	2.34%	±0.00%	N/A
NC	1026	2.38%	+0.30%	The Huntington National Bank 2.50% (+2.25%)
ND	41	2.01%	±0.00%	N/A
NE	296	2.00%	±0.00%	Bankers Trust Company 4.02% (+0.20%)
NH	170	3.25%	±0.00%	N/A
NJ	1170	3.03%	+0.03%	TrustCo Bank 3.50% (+3.10%)
NM	129	1.85%	±0.00%	N/A
NV	201	3.29%	±0.00%	N/A
NY	1934	3.30%	±0.00%	SEA COMM FEDERAL CREDIT UNION 4.50% (+4.45%)
OH	1770	2.51%	+0.00%	The Huntington National Bank 2.50% (+2.25%)
OK	170	3.10%	±0.00%	Community National Bank & Trust 0.44% (−0.11%)
OR	511	3.05%	+0.40%	First Federal Savings and Loan Association of McMinnville 3.25% (+3.22%)
PA	1827	3.25%	±0.00%	The Huntington National Bank 2.50% (+2.25%)
PR	2	2.00%	±0.00%	N/A
RI	96	2.00%	±0.00%	N/A
SC	441	1.95%	+0.50%	The Huntington National Bank 2.50% (+2.25%)
SD	48	2.00%	±0.00%	N/A
TN	692	2.50%	+0.25%	The Huntington National Bank 2.50% (+2.25%)
TX	1646	3.15%	+0.05%	The Huntington National Bank 2.50% (+2.25%)
UT	316	3.50%	−0.03%	Ally Bank 3.50% (−0.25%)
VA	702	3.05%	+0.60%	NASA FEDERAL CREDIT UNION 4.30% (+4.26%)
VT	57	1.00%	+0.56%	SEA COMM FEDERAL CREDIT UNION 4.50% (+4.45%)
WA	763	3.05%	−0.10%	OUR COMMUNITY CREDIT UNION 0.03% (−3.42%)
WI	736	2.51%	+0.13%	The Huntington National Bank 2.50% (+2.25%)
WV	129	2.50%	+0.25%	The Huntington National Bank 2.50% (+2.25%)
WY	45	1.33%	±0.00%	N/A

CDs by State — 12-Month

State	Branches	Median APY	WoW Δ	Top Mover
AK	66	3.15%	±0.00%	NORTHERN SKIES FEDERAL CREDIT UNION 4.00% (−0.20%)
AL	769	3.25%	−0.05%	LEGACY COMMUNITY FEDERAL CREDIT UNION 0.04% (−3.46%)
AR	360	2.55%	±0.00%	First National Bank of Eastern Arkansas 3.29% (−0.50%)
AZ	920	3.04%	−0.05%	First Internet Bank of Indiana 0.04% (−3.63%)
CA	4657	3.25%	±0.00%	PARTNERS FEDERAL CREDIT UNION 3.85% (+3.81%)
CO	911	3.25%	±0.00%	N/A
CT	831	2.56%	−0.06%	Ascend Bank 0.05% (−2.60%)
DC	178	3.00%	+0.10%	NASA FEDERAL CREDIT UNION 4.15% (+4.11%)
DE	195	2.88%	±0.00%	The Farmers Bank of Willards 3.42% (+0.08%)
FL	3461	3.30%	+0.05%	Raymond James Bank 4.20% (+4.16%)
GA	1134	3.25%	+0.50%	COOSA VALLEY CREDIT UNION 4.49% (+4.19%)
GU	7	2.90%	±0.00%	First Hawaiian Bank 2.85% (+2.75%)
HI	242	2.90%	+0.10%	First Hawaiian Bank 2.85% (+2.75%)
IA	597	2.97%	−0.03%	DUTRAC COMMUNITY CREDIT UNION 1.75% (+0.25%)
ID	379	3.25%	±0.00%	WESTMARK CREDIT UNION 3.95% (+3.91%)
IL	2079	2.22%	−0.02%	First Robinson Savings Bank, National Association 0.05% (−2.47%)
IN	1097	2.85%	−0.19%	First Internet Bank of Indiana 0.04% (−3.63%)
KS	592	3.09%	+0.20%	The Bank of Tescott 3.26% (+3.23%)
KY	661	2.95%	−0.15%	L & N FEDERAL CREDIT UNION 0.25% (−3.00%)
LA	552	3.30%	−0.05%	Fifth District Savings Bank 0.03% (−3.32%)
MA	1517	2.75%	+0.15%	HANSCOM FEDERAL CREDIT UNION 3.75% (+3.71%)
MD	991	2.53%	+0.14%	NASA FEDERAL CREDIT UNION 4.15% (+4.11%)
ME	456	3.02%	±0.00%	EVERGREEN CREDIT UNION 4.00% (+0.40%)
MI	1933	3.25%	±0.00%	MICHIGAN EDUCATIONAL CREDIT UNION 0.03% (−3.32%)
MN	722	3.25%	±0.00%	N/A
MO	806	3.03%	+0.14%	Central Bank of Kansas City 3.30% (+3.27%)
MP	2	2.88%	+1.38%	First Hawaiian Bank 2.85% (+2.75%)
MS	381	2.00%	±0.00%	FORT FINANCIAL FEDERAL CREDIT UNION 4.50% (+0.75%)
MT	85	3.25%	±0.00%	Farmers State Bank 2.94% (+2.91%)
NC	1854	2.91%	−0.09%	Piedmont Federal Savings Bank 1.01% (−1.99%)
ND	140	3.15%	±0.00%	N/A
NE	541	2.97%	±0.00%	Access Bank 4.05% (+0.55%)
NH	324	2.75%	+0.15%	First Seacoast Bank 2.75% (+2.55%)
NJ	1730	3.00%	±0.00%	TrustCo Bank 3.50% (+2.35%)
NM	258	2.90%	±0.00%	WHITE SANDS FEDERAL CREDIT UNION 3.09% (−0.31%)
NV	364	2.89%	±0.00%	Farm Bureau Bank FSB 4.10% (−0.05%)
NY	3102	3.02%	−0.04%	RELIANT COMMUNITY FEDERAL CREDIT UNION 0.04% (−3.71%)
OH	2131	3.45%	+0.03%	THE HOME LOAN SAVINGS BANK 3.85% (+3.35%)
OK	443	3.00%	+0.08%	TRUITY FEDERAL CREDIT UNION 1.85% (+0.65%)
OR	621	3.04%	+0.09%	First Federal Savings and Loan Association of McMinnville 3.25% (+3.22%)
PA	2619	3.07%	+0.15%	First Federal Savings and Loan Association of Greene Co 3.53% (+3.49%)
PR	3	1.97%	±0.00%	N/A
RI	160	2.75%	±0.00%	N/A
SC	740	2.00%	±0.00%	Countybank 1.02% (+1.01%)
SD	132	3.64%	+0.12%	Security First Bank 3.80% (+0.31%)
TN	1009	3.03%	±0.00%	Lawrence Bank 2.78% (+2.75%)
TX	3448	3.30%	−0.04%	UNIVERSITY FEDERAL CREDIT UNION 0.25% (−3.25%)
UT	567	3.58%	−0.07%	Ally Bank 3.50% (−0.40%)
VA	1466	3.00%	+0.20%	NASA FEDERAL CREDIT UNION 4.15% (+4.11%)
VT	172	2.88%	+0.24%	SEA COMM FEDERAL CREDIT UNION 2.50% (+2.49%)
WA	1222	3.25%	±0.00%	OUR COMMUNITY CREDIT UNION 0.04% (−3.46%)
WI	1241	2.50%	−0.16%	WaterStone Bank, SSB 0.25% (−3.75%)
WV	227	2.00%	±0.00%	First Guaranty Bank 2.55% (+2.52%)
WY	85	3.25%	±0.00%	N/A

Methodology & disclaimer

This report was automatically generated from www.depositmonitor.com data. CD APYs reflect the latest observed rate per bank within a 30-day lookback window ending August 30, 2026. Treasury yields are sourced from the US Department of the Treasury daily par yield curve.

Disclaimer: The information presented is for informational and competitive- intelligence purposes only and does not constitute financial, investment, tax, or legal advice. Deposit rates change frequently and may differ from those shown depending on deposit size, term, region, eligibility, and other conditions set by each institution. While we make best efforts to ensure accuracy, Deposit Monitor makes no warranty, express or implied, regarding the completeness or timeliness of this data. Verify current rates directly with each institution before making any deposit decision.

Week ending August 30, 2026

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